Stafford County property record for 400 Windermere Dr, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,748 sqft · built 1991 |
| Lot Size | 10.5 acres (461,418 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,444 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40A-8 |
| Primary APN | 40A-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Basement Area | 1,374 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 461,418 sqft (10.5 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 704 sqft |
| Patio Area | 704 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 24746 |
|---|---|
| Old Parcel Number | 040A 8 |
| Street Address | 400 WINDERMERE DR |
| City | STAFFORD |
| State | VA |
| Zip | 22554-5647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | LOT 8 10.5927 AC WINDERMERE SUBDIVISION |
| Legal Subdivision | WINDERMERE SUB |
| Legal Lot Number | 8 10 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10106 |
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 WINDERMERE DR, STAFFORD, VA 22554-5647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2015 |
| Deed Sale | May 13, 2015 |
| Prior Sale | Oct 26, 1998 · Amount on Record |
| Deed Document Number | 150000126W |
| Deed Book / Page | 300 / 11114 |
| Prior Transfer Date | Mar 25, 2003 |
| Prior Transfer Doc | 0030011114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 400 WINDERMERE DR, STAFFORD, VA 22554-5647 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 400 WINDERMERE DR, STAFFORD, VA 22554-5647 |
| Document Number | 0240012216 |
|---|---|
| Date | Oct 2, 2024 |
| Instrument | 240012216 |
| Name | NANCY HALE HOYT |
|---|---|
| Type | Non-Lending Institution |
| Address | SANBORNVILLE, NH 03872 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,444.00 (+5.18%) | $581,200 (+6.1%) Land $255,000 Building $326,200 | $581,200 (+6.1%) Land $255,000 Building $326,200 |
| 2023 | $5,176.00 (+32.31%) | $547,800 Land $250,000 Building $297,800 | $547,800 Land $250,000 Building $297,800 |
| 2021 | $3,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2003–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: KGI Communications.
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