400 Williams St, Unit 4, Berlin, MD 21811 Property Records

Worcester County property record for 400 Williams St, Unit 4, Berlin, MD 21811

Property Summary

Property Type	Condominium
Details	3 ba · 2,580 sqft · built 2005
Lot Size	0.029 acres (1,295 sqft)
Owner	2 Individual Names on File
Last Sale	$315,265 (Mar 2005)
Tax Bill	$6,487 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-164934`

Property Details

APN / Parcel Number

Primary APN	`03-164934`
Alternative APN	`164934`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	2,580 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Siding
Lot Area	1,295 sqft (0.029 acres)

Location & Zoning

Account Number	164934
Street Address	400 WILLIAMS ST, 4
City	BERLIN
State	MD
Zip	21811-1273
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	U-4 PH 1 WILLIAMS ST TOWNES OF BERLIN CM
Legal Subdivision	TOWNES BERLIN PH 01
Legal Phase	1
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1022
Census Tract	951000

Owner

400 Williams St, Unit 4 is owned and occupied by two individuals who bought it in March 2005.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 WILLIAMS ST, 4, BERLIN, MD 21811-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Mar 23, 2022	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
Jul 24, 2019	Deed of Trust, Mortgage ACCELERATE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2005 · Amount on File
Deed Sale	Mar 29, 2005 · Amount on File
Deed Document Number	2005355690
Deed Book / Page	4389 / 741
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	400 WILLIAMS ST UNIT 4, 4, BERLIN, MD 21811-1273
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073080136
Date	Oct 24, 2018
Book Page	7308/136

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	400 WILLIAMS ST UNIT 4, 4, BERLIN, MD 21811-1273
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WILLIAMS ST 4, 4, BERLIN, MD 21811-1273

Mortgage

Document Number	0083420437
Date	Mar 23, 2022
Book Page	8342/437

Lender

Name	ACCELERATE MORTGAGE LLC
Type	Mortgage Company
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	400 WILLIAMS ST UNIT 4, 4, BERLIN, MD 21811-1273
Document Number	0076350264
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 WILLIAMS ST #4 BERLIN MD 218111273, 4, BERLIN, MD 21811-1273

Mortgage

Document Number	0076350264
Date	Apr 16, 2020
Book Page	007635/000264

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	400 WILLIAMS ST UNIT 4, 4, BERLIN, MD 21811-1273
Document Number	0075400446
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	CLIENT FIRST TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 WILLIAMS ST #4 BERLIN MD 218111273, 4, BERLIN, MD 21811-1273

Mortgage

Document Number	0075400446
Date	Nov 21, 2019
Book Page	007540/000446

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 400 Williams St, Unit 4 was $6,487, up 14.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,487.00 (+14.29%)	$371,467	$417,900 Land $208,900 Building $209,000
2025	$5,676.00
2023	$4,633.00	$259,667	$278,600 Land $139,300 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Williams St, Unit 4 in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	27 units insured incl. 3 condo units
Nearby Flood Claims	13 (1992–2020)
Claims Outside the SFHA	12 of 13
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Williams St, Unit 4 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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