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400 Westgate Dr, Pulaski, TN 38478 Property Records

Giles County property record for 400 Westgate Dr, Pulaski, TN 38478

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,440 sqft · built 2000
Lot Size0.619 acres (27,000 sqft)
OwnerIndividual Name on File
Last Sale$154,900 (Jul 2020)
Tax Bill$1,320 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN028087H A 03900

Property Details

APN / Parcel Number

Primary APN028087H A 03900
Alternative APN
  • 087H A 03900

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area27,000 sqft
Lot Dimensions150 ft deep x 180 ft wide
TerrainRolling
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area108 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 WESTGATE DR
CityPULASKI
StateTN
Zip38478-9562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 07, COUNTY AREA: P30
Legal SubdivisionAMBER HILLS SECT II
Legal Lot Number39
JurisdictionGILES TN
Township / Civil Division6
Census Block Group2
Census Block2044
Census Tract920200

Owner

400 Westgate Dr is owned and occupied by an individual who bought it in July 2020.

Source: Giles County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address400 WESTGATE DR, PULASKI, TN 38478-9562
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 23, 2020Warranty Deed, Transfer · FHA Mortgage
ACOPIA LLC
Sep 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2020 · Amount on File
Deed SaleJul 23, 2020 · Amount on File
Prior SaleSep 6, 2018
Deed Document Number20127511
Deed Book / PageD385 / 806
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address400 WESTGATE DR, PULASKI, TN 38478-9562
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WESTGATE DR, PULASKI, TN 38478-9562

Mortgage

Document Number0000156438
DateJan 16, 2026
Book PageDT690/310
Instrument26156438
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term295 Months
DueAug 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateJul 23, 2020
Property Address400 WESTGATE DR, PULASKI, TN 38478-9562
Document Number0000127511
Book / PageD385 / 806
Map ReferenceCAB 2 ENV 22A
Instrument DateJul 17, 2020
Instrument20127511
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyADVANTAGE T&E LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WESTGATE DR, PULASKI, TN 38478-9562

Mortgage

Document Number0000127512
DateJul 23, 2020
Instrument20127512
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Mortgage

Document Number0000127513
DateJul 23, 2020
Book PageDT599/265
Instrument20127513
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGILES TN
Recording DateSep 6, 2018
Property Address400 WESTGATE DR, PULASKI, TN 38478-9562
Document Number0000118328
Book / Page000377 / 000437
Instrument DateSep 6, 2018
Instrument118328
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WESTGATE DR PULASKI TN 384789562, PULASKI, TN 38478-9562

Tax Assessment & Valuation

The 2025 property tax bill for 400 Westgate Dr was $1,320, up 13.2% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
MunicipalityPulaski City
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,320.00 (+13.21%)$48,425 (-) Land $7,100 Building $41,325
2024$1,166.00$48,425 (-) Land $7,100 Building $41,325
2023$1,166.00$48,425 (-) Land $7,100 Building $41,325
2022$1,166.00$48,425 Land $7,100 Building $41,325$193,700 Land $28,400 Building $165,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Westgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Westgate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPULASKI WATER SYSTEM
serves 10,767 people · EPA ID TN0000562
Water SourceSurface water
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PES Energize
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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