400 Wellesley St, Birmingham, MI 48009 Property Records

Oakland County property record for 400 Wellesley St, Birmingham, MI 48009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,649 sqft · built 1929
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on File
Last Sale	$466,000 (Apr 1996)
Tax Bill	$13,551 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-19-35-103-022`

Property Details

APN / Parcel Number

Primary APN	`08-19-35-103-022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,649 sqft Living Area
1st Floor Area	2,146 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	400 WELLESLEY ST
City	BIRMINGHAM
State	MI
Zip	48009-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R10E, SEC 35 THE MEYERING LAND COMPANY'S BIRMINGHAM HIGHLANDS SUB NO 1 S 1/2 OF LOT 239 & ALL OF LOT 240
Legal Range	10E
Legal Township	02N
Legal Section	35
Legal Subdivision	BIRMINGHAM HIGHLANDS NO 1
Legal Lot Number	239-240
Jurisdiction	OAKLAND MI
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2008
Census Tract	152700

Owner

400 Wellesley St is owned and occupied by two individuals who bought it in April 1996.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 WELLESLEY ST, BIRMINGHAM, MI 48009-4427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 1996 · Amount on File
Deed Sale	Apr 3, 1996 · Amount on File
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	400 WELLESLEY ST, BIRMINGHAM, MI 48009-4427
Document Number	0000115820
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 WELLESLEY ST BIRMINGHAM MI 480094427, BIRMINGHAM, MI 48009-4427

Mortgage

Document Number	0000115820
Date	Jul 19, 2019
Book Page	053045/000577
Instrument	115820

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Wellesley St was $13,551 with a homeowner's exemption, down 9.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Birmingham City
County	Oakland County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,551.00 (-9.78%) Homeowner's exemption	$502,900	$1,005,800
2024	$15,020.00
2023		$465,790	$931,580
2021	$13,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Wellesley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Wellesley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRMINGHAM serves 20,472 people · EPA ID MI0000730
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Jan 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20