Elkhart County property record for 400 Wayne St, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,272 sqft · built 1900 |
| Lot Size | 0.466 acres (20,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Oct 2024) |
| Tax Bill | $1,670 (2024) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-334-003.000-035 |
| Primary APN | 20-08-10-334-003.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,672 sqft |
| 1st Floor Area | 1,272 sqft |
| Basement Area | 400 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,299 sqft (0.466 acres) |
| Lot Dimensions | 290 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 493 sqft |
| Patio Area | 60 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 400 WAYNE ST |
|---|---|
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | ORIG LOT 5 6 7 & 8 BLK 35 192 1/2FT ADJ E END LOTS 7 8 BLK 35 |
| Legal Subdivision | ORIG |
| Legal Block | 35 |
| Legal Lot Number | 5,7 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 804 |
400 Wayne St is owned and occupied by an individual who bought it in October 2024.
Source: Elkhart County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 WAYNE ST, MIDDLEBURY, IN 46540-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage INTERRA CU |
| Aug 17, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | May 11, 2023 · Amount on File |
| Deed Document Number | 202418090 |
| Prior Transfer Date | Oct 18, 2017 |
| Prior Transfer Doc | 0000003506 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | May 11, 2023 |
| Property Address | 400 WAYNE ST, MIDDLEBURY, IN 46540-8629 |
| Document Number | 0000007337 |
| Map Reference | MB 2 PG 500 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023-07337 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 400 WAYNE ST, MIDDLEBURY, IN 46540-8629 |
| Document Number | 0000007338 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023-07338 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Aug 17, 2022 |
| Property Address | 400 WAYNE ST, MIDDLEBURY, IN 46540-8629 |
| Document Number | 0000007844 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-17844 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | PO BOX 144, MIDDLEBURY, IN 46540-0144 |
Source: Elkhart County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $208,000 (+24.55%) Land $19,300 Building $188,700 | $208,000 (+24.55%) Land $19,300 Building $188,700 | |
| 2024 | $1,670.00 | $167,000 (+47.53%) Land $19,300 Building $147,700 | $167,000 (+47.53%) Land $19,300 Building $147,700 |
| 2023 | $113,200 (+5.99%) Building $113,200 | $113,200 (+5.99%) Building $113,200 | |
| 2022 | $2,135.00 | $106,800 Building $106,800 | $106,800 Building $106,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Wayne St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 Wayne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Mercury Fiber, New Paris Telephone Company.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures