Allegany County property record for 400 Waverly Ter, Cumberland, MD 21502
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.081 acres (3,536 sqft) |
| Owner | Company Name on File |
| Last Sale | $268 (Aug 1996) |
| Deeds & Mortgages | Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-007254 |
| Primary APN | 22-007254 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,536 sqft (0.081 acres) |
|---|---|
| Lot Dimensions | 67 ft deep x 52 ft wide |
| Sewer | Connected |
|---|
| Account Number | 007254 |
|---|---|
| Street Address | 400 WAVERLY TER |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | 400-402 WAVERLY TERR PT LOT 139 52X67 EASTERN ADDN 68 |
| Legal Subdivision | EASTERN ADD |
| Legal Lot Number | 139 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 500 |
400 Waverly Ter is owned by a company that acquired it in June 2016.
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 57 N LIBERTY ST, CUMBERLAND, MD 21502-2312 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 1996 · Amount on File |
| Deed Sale | Aug 23, 1996 · Amount on File |
| Prior Sale | Oct 18, 1982 · Amount on File |
| Deed Document Number | 19961607 |
| Deed Book / Page | 640 / 471 |
| Last Transfer Date | Jun 21, 2016 |
| Transfer Doc | 0022230170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jun 23, 2017 |
| Property Address | 400 WAVERLY TER, CUMBERLAND, MD 21502 |
| Document Number | 0023070304 |
| Book / Page | 002307 / 000304 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,200 (-) Land $2,200 | $2,200 (-) Land $2,200 | |
| 2025 | $2,200 (-) Land $2,200 | $2,200 (-) Land $2,200 | |
| 2023 | Additional exemption filed | $2,200 Land $2,200 | $2,200 Land $2,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Waverly Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 Waverly Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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