400 Washington St, Algonquin, IL 60102 Property Records

McHenry County property record for 400 Washington St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,356 sqft
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Apr 2021)
Tax Bill	$9,972 (2024)
Deeds & Mortgages	Oct 2021 Re-recorded Document Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-105-005`

Property Details

APN / Parcel Number

Primary APN	`19-34-105-005`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,356 sqft Living Area
1st Floor Area	1,550 sqft
Basement Area	1,550 sqft

Exterior

Architectural Style	Colonial
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	187 ft deep x 189 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	400 WASHINGTON ST
City	ALGONQUIN
State	IL
Zip	60102-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0058081 (RE-RECORD) PT LTS 3 & 5 & 8 & ALL LTS 6 & 7 BLK 3 & PT NW1/2 VAC MONROE ST VACATED PER DR45P212 LYING SE OF & ADJ PLUMLEIGHS ADDN MEMO: KRISTENSEN, CARL E/ELSE G REV TR 1
Legal Subdivision	PLUMLEIGHS ADDN
Legal Tract	1
Legal Block	3
Legal Lot Number	3,5-8
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1036
Census Tract	871311

Owner

400 Washington St is owned and occupied by an individual who bought it in April 2021.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	400 WASHINGTON ST, ALGONQUIN, IL 60102-2651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Re-recorded Document HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENCY I
Apr 20, 2021	Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Aug 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2021 · Amount on File
Deed Sale	Apr 20, 2021 · Amount on File
Deed Document Number	202121730
Prior Transfer Date	Dec 21, 1993
Record Updated	Oct 29, 2026

October 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2021
Property Address	400 WASHINGTON ST, ALGONQUIN, IL 60102-2651
Document Number	0000058081
Instrument Date	Apr 14, 2021
Instrument	2021R0058081
Record Updated	Nov 4, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENCY I

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 STREAMWOOD LN, VERNON HILLS, IL 60061-1224

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 20, 2021
Property Address	400 WASHINGTON ST, ALGONQUIN, IL 60102-2651
Document Number	0000021730
Instrument Date	Apr 14, 2021
Instrument	2021R0021730
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 WASHINGTON ST, ALGONQUIN, IL 60102-2651

Mortgage

Document Number	0000021731
Date	Apr 20, 2021
Instrument	2021R0021731

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 19, 2020
Property Address	400 WASHINGTON ST, ALGONQUIN, IL 60102-2651
Document Number	0000032480
Instrument Date	Jul 30, 2020
Instrument	32480
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	400 WASHINGTON ST ALGONQUIN IL 601022651, ALGONQUIN, IL 60102-2651

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,972.00	$135,483 Land $39,703 Building $95,780	$406,449 Land $119,109 Building $287,340
2022	Homeowner's exemption	$97,462 Land $30,405 Building $67,057	$292,386 Land $91,215 Building $201,171

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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