400 W South St, Frederick, MD 21701 Property Records

Frederick County property record for 400 W South St, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1900
Lot Size0.242 acres (10,530 sqft)
Owner2 Individual Names on File
Last Sale$161,000 (Oct 2003)
Tax Bill$5,746 (2025)
Flood ZoneZone X (minimal risk)
APN02-049899

Property Details

APN / Parcel Number

Primary APN02-049899
Alternative APNs
  • 2049899
  • 049899

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,530 sqft (0.242 acres)
Lot Dimensions195 ft deep x 54 ft wide
Garage TypeDetached
Garage Area3,864 sqft
Parking Spaces14 Parking Spaces

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number049899
Street Address400 W SOUTH ST
CityFREDERICK
StateMD
Zip21701-6325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR
Legal DescriptionLT 54 X 195 RR. 400 W. SOUTH ST. FREDERICK
Legal SubdivisionFREDERICK
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2003
Census Tract750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frederick Historic District (Boundary Increase)
listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 W South St is owned by two individuals who bought it in October 2003.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address50 CITIZENS WAY, 602, FREDERICK, MD 21701-6022
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2003 · Amount on File
Deed SaleOct 8, 2003 · Amount on File
Prior SaleMar 28, 1996 · Amount on File
Deed Document Number20037611
Deed Book / Page4171 / 308
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 400 W South St was $5,746.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,267$352,800 Land $197,600 Building $155,200
2025$5,746.00
2023$4,150.00$226,000$310,000 Land $162,600 Building $147,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 W South St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W South St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W South St

Nearby Streets

Search Property Records by Address or Parcel Number