400 W Sandusky St, Findlay, OH 45840 Property Records

Hancock County property record for 400 W Sandusky St, Findlay, OH 45840

Property Summary

Property Type	Office Building
Details	2 bd · 2 ba · 3,800 sqft · built 1880
Lot Size	0.399 acres (17,398 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jan 2022)
Tax Bill	$3,970 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1010-134-28-014.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-28-014.000`
Alternative APN	`600000317500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,800 sqft Living Area
1st Floor Area	2,107 sqft
Basement Area	555 sqft
Unfinished Basement	555 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,398 sqft (0.399 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	439 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 W SANDUSKY ST
City	FINDLAY
State	OH
Zip	45840-3222
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	VANCE ADD LOT 840-841
Legal Subdivision	VANCE ADD
Legal Lot Number	840-841
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	4
Census Block	4005
Census Tract	902

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8129 ASH RIDGE LN, FINDLAY, OH 45840-8029
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2024	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jan 28, 2022	Warranty Deed, Transfer · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Aug 10, 1987 · Amount on Record
Deed Document Number	2022871
Deed Book / Page	2591 / 2135
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	400 W SANDUSKY ST, FINDLAY, OH 45840-3222
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02608/3925
Date	Feb 8, 2024
Book Page	2608/3925
Instrument	202400000858

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 28, 2022
Property Address	400 W SANDUSKY ST, FINDLAY, OH 45840-3222
Document Number	02591/2135
Book / Page	2591 / 2135
Instrument Date	Jan 27, 2022
Instrument	202200000871
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8129 ASH RIDGE LN, FINDLAY, OH 45840-8029

Mortgage

Document Number	202200000872
Date	Jan 28, 2022
Instrument	202200000872

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,970.00 (-0.97%)	$73,320 (+2.65%) Land $14,630 Building $58,690	$209,490 (+2.65%) Land $41,800 Building $167,690
2023	$4,009.00	$71,430 Land $12,740 Building $58,690
2022			$204,090 Land $36,400 Building $167,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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