400 W Pierce Ave, Charleston, IL 61920 Property Records

Coles County property record for 400 W Pierce Ave, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2020)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-07273-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07273-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	400 W PIERCE AVE
City	CHARLESTON
State	IL
Zip	61920-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLANE DRIVE SUBD LOT 30 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	FAIRLANE DRIVE SUBD
Legal Lot Number	30
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1012
Census Tract	702

Owner

400 W Pierce Ave is owned and occupied by an individual who acquired it in April 2023.

Source: Coles County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK
Apr 19, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
Nov 20, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Aug 23, 2010 · Amount on File
Deed Document Number	2020792007
Last Transfer Date	Apr 18, 2023
Transfer Doc	0000806229
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Jun 16, 2026
Property Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Document Number	0000823150
Instrument Date	Jun 11, 2026
Instrument	2026823150
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Investor	Possibly a Property Investor

Mortgage

Document Number	0000823150,
Date	Jun 16, 2026
Instrument	2026823150

Lender

Name	FIRST NEIGHBOR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COLES IL
Recording Date	Apr 19, 2023
Property Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Document Number	202300806229
Instrument Date	Apr 18, 2023
Instrument	202300806229
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Dec 21, 2020
Property Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Document Number	202000792007
Instrument Date	Dec 12, 2020
Instrument	202000792007
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546

Mortgage

Document Number	202000792008
Date	Dec 21, 2020
Instrument	202000792008

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Feb 1, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Nov 20, 2020
Property Address	400 W PIERCE AVE, CHARLESTON, IL 61920-2546
Document Number	202000791436
Instrument Date	Aug 19, 2019
Instrument	202000791436
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16732 BARNETT RD, CARLINVILLE, IL 62626-4064

Tax Assessment & Valuation

The 2025 property tax bill for 400 W Pierce Ave was $2,761 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00	$43,931 Land $4,851 Building $39,080	$131,793 Land $14,553 Building $117,240
2023		$36,406 Land $4,020 Building $32,386	$109,218 Land $12,060 Building $97,158
2020	$1,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 W Pierce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 400 W Pierce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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