Cumberland County property record for 400 W Main St, Lerna, IL 62440
| Property Type | Single Family Home |
|---|---|
| Details | 2,616 sqft · built 1988 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Nov 2025) |
| Tax Bill | $2,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-30-100-002 |
| Primary APN | 03-30-100-002 |
|---|
| Building Area | 2,616 sqft Building Perimeter |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 100 ft deep x 132 ft wide |
| Street Address | 400 W MAIN ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N/2 NW NE NW 30-11-9 .303A 132X100 |
| Legal Range | 09 |
| Legal Township | 11 |
| Legal Section | 30 |
| Jurisdiction | CUMBERLAND IL |
| Township / Civil Division | COTTONWOOD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 972500 |
Source: Cumberland County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 W MAIN ST, LERNA, IL 62440-2844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Feb 1, 2019 · Amount on Record |
| Deed Document Number | 2025 |
| Record Updated | Sep 20, 2026 |
Source: Cumberland County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cumberland County |
| County Subdivision | Cottonwood Township |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 | $41,191 Land $2,036 Building $39,155 | $123,573 Land $6,108 Building $117,465 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 800 / 400 |
| Fidium Fiber DSL | 500 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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