400 W Frederick St, Gaffney, SC 29341 Property Records

Cherokee County property record for 400 W Frederick St, Gaffney, SC 29341

Property Summary

Property Type	Commercial
Lot Size	1.3 acres (56,628 sqft)
Owner	Company Name on File
Last Sale	$1,000,000 (Apr 2025)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`028681-23-3`

Property Details

APN / Parcel Number

Primary APN	`028681-23-3`
Alternative APNs	`0990200027000 60724789` `099-02-00-027.000` `027662223`

Exterior

Lot Area	56,628 sqft (1.3 acres)

Location & Zoning

Street Address	400 W FREDERICK ST
City	GAFFNEY
State	SC
Zip	29341-1849
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	GF
Legal Description	400 W FREDERICK ST 1.30AC
Legal Tract	CD
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	3
Census Block	3040
Census Tract	970301

Owner

400 W Frederick St, a commercial property, is owned by a company that acquired it in July 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Commercial Mortgage CAROLINA FOOTHILLS FCU
Jul 28, 2025	Quit Claim Deed, Transfer Quitclaim
Jun 18, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 4, 2025	Deed, Transfer
Jan 20, 2022	Deed, Transfer
Dec 31, 2018	Grant Deed, Transfer
Oct 26, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on File
Deed Sale	Apr 4, 2025 · Amount on File
Prior Sale	Dec 31, 2018 · Amount on File
Deed Document Number	20251792
Deed Book / Page	183 / 415
Last Transfer Date	Jul 25, 2025
Transfer Doc	0001870999
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 E 11TH ST 2, 2, NEW YORK, NY 10003-6017

Mortgage

Document Number	0001922445
Date	Dec 22, 2025
Book Page	192/2445
Instrument	2025-6795

Lender

Name	CAROLINA FOOTHILLS FCU
Type	Credit Union
Address	SPARTANBURG, SC 29304

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jul 28, 2025
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001870999
Book / Page	187 / 999
Map Reference	MB 12 PG 350
Instrument Date	Jul 25, 2025
Instrument	2025-3969
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jun 18, 2025
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001852421
Book / Page	185 / 2421
Instrument Date	Jun 18, 2025
Instrument	2025-3188
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 4, 2025
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001830420
Book / Page	183 / 420
Map Reference	VOL 183 PG 52
Instrument Date	Mar 31, 2025
Instrument	2025-1793
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Apr 4, 2025
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001830415
Book / Page	183 / 415
Instrument Date	Mar 31, 2025
Instrument	2025-1792
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE SC
Recording Date	Jan 20, 2022
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001431435
Book / Page	143 / 1435
Instrument Date	Jan 19, 2022
Instrument	2022-0374
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Dec 31, 2018
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0001090688
Book / Page	000109 / 000688
Instrument Date	Dec 31, 2018
Instrument	6308
Transaction Type	Transfer
Record Updated	Jan 31, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W FREDERICK ST GAFFNEY SC 293411849, GAFFNEY, SC 29341-1849

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Oct 26, 2017
Property Address	400 W FREDERICK ST, GAFFNEY, SC 29341-1849
Document Number	0000981622
Book / Page	000098 / 001622
Instrument Date	Oct 18, 2017
Instrument	5242
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	985 BOILING SPRINGS HWY GAFFNEY SC 293413706, GAFFNEY, SC 29341-3706

Tax Assessment & Valuation

The 2025 property tax bill for 400 W Frederick St was $5,800.

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00	$13,980 Land $3,600 Building $10,380	$233,000 Land $60,000 Building $173,000
2023	$5,538.00	$13,980 Land $3,600 Building $10,380	$233,000 Land $60,000 Building $173,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 W Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 W Frederick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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