Allen County property record for 400 W Elm St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 930 sqft · built 1948 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jul 1998) |
| Tax Bill | $1,458 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-0107-03-042.000 |
| Primary APN | 28-0107-03-042.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 930 sqft |
| Basement Area | 930 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 78 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 120 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 400 W ELM ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 & PT NW1/4 LOT A RTS 08-02-01 |
| Legal Lot Number | A |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10100 |
400 W Elm St is owned and occupied by an individual who bought it in July 1998.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 W ELM ST, BLUFFTON, OH 45817-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 1998 · Amount on File |
| Deed Sale | Jul 21, 1998 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 400 W Elm St was $1,458 with a homeowner's exemption, down 0.7% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (-0.75%) | $48,130 (-) Land $15,750 Building $32,380 | $137,500 (-) Land $45,000 Building $92,500 |
| 2024 | $1,469.00 (+12.31%) Homeowner's exemption | $48,130 (+19.97%) Land $15,750 Building $32,380 | $137,500 Land $45,000 Building $92,500 |
| 2023 | $1,308.00 (-1.8%) Homeowner's exemption | $40,120 (-) Land $13,130 Building $26,990 | |
| 2022 | $1,332.00 Homeowner's exemption | $40,120 Land $13,130 Building $26,990 | |
| 2021 | $114,600 Land $37,500 Building $77,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 W Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2019) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Apr 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 W Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Buckeye Wireless.
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