Cook County property record for 400 W 97th Pl, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1958 |
| Lot Size | 0.109 acres (4,725 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Jan 2017) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-09-122-048 |
| Primary APN | 25-09-122-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 4,725 sqft (0.109 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 400 W 97TH PL |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 09 |
| Legal Subdivision | EUCLID PARK ADD/ODELLS |
| Legal Block | 5 |
| Legal Lot Number | 10,11 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 730500 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 W 97TH PL, CHICAGO, IL 60628-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 22, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Nov 14, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jan 10, 2017 | Warranty Deed, Transfer · VA Mortgage IMORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2017 · Amount on Record |
| Deed Sale | Jan 10, 2017 · Amount on Record |
| Deed Document Number | 201742058 |
| Prior Transfer Date | Nov 11, 2014 |
| Prior Transfer Doc | 0000034086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 400 W 97TH PL, CHICAGO, IL 60628-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005241038 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2405241038 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2044 |
| Rate | 9.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 400 W 97TH PL, CHICAGO, IL 60628-1201 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Title Company | NEAR NORTH NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0011207154 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2111207154 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 400 W 97TH PL, CHICAGO, IL 60628-1201 |
| Document Number | 1733115133 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 400 W 97TH PL CHICAGO IL 606281201, CHICAGO, IL 60628-1201 |
| Document Number | 1733115133 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 33115133 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 10, 2017 |
| Property Address | 400 W 97TH PL, CHICAGO, IL 60628-1201 |
| Document Number | 1701042058 |
| Instrument Date | Dec 23, 2016 |
| Instrument | 1042058 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 W 97TH PL CHICAGO IL 606281201, CHICAGO, IL 60628-1201 |
| Document Number | 1701042059 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 1042059 |
| Name | IMORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate | 4.75% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,000 (+8.34%) Land $4,489 Building $8,511 | $130,000 (+8.34%) Land $44,890 Building $85,110 | |
| 2022 | Homeowner's exemption | $11,999 (-) Land $3,543 Building $8,456 | $119,990 (-) Land $35,430 Building $84,560 |
| 2021 | Homeowner's exemption | $11,999 Land $3,543 Building $8,456 | $119,990 Land $35,430 Building $84,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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