400 W 8th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 400 W 8th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 944 sqft · built 2001
Lot Size	0.179 acres (7,810 sqft)
Owner	2 Trust Names on File
Last Sale	$309,000 (Dec 2023)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-178-030-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-178-030-000`
Alternative APN	`69809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	944 sqft Finished Area
1st Floor Area	944 sqft
Basement Area	944 sqft
Finished Basement	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,810 sqft (0.179 acres)
Lot Dimensions	132 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	108 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	69809
Street Address	400 W 8TH ST
City	DELL RAPIDS
State	SD
Zip	57022-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E62.5` 14 BLOCK 3 HIGHLAND HEIGHTS ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	HIGHLAND HEIGHTS
Legal Block	3
Legal Lot Number	14
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3025
Census Tract	10102

Owner

400 W 8th St is owner-occupied and held in a trust since December 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	400 W 8TH ST, DELL RAPIDS, SD 57022-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE
Dec 29, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Deed Book / Page	623-D / 757
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 7, 2026
Property Address	400 W 8TH ST, DELL RAPIDS, SD 57022-1558
Document Number	002015/674
Book / Page	2015-M / 674
Instrument Date	Apr 24, 2026
Instrument	2026157982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 8TH ST, DELL RAPIDS, SD 57022-1558

Mortgage

Document Number	0000157982,
Date	May 7, 2026
Book Page	2015-M/674
Instrument	2026157982

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.75%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 W 8TH ST, DELL RAPIDS, SD 57022-1558
Transaction Type	Mortgage
Record Updated	Jan 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001979/301
Date	Dec 29, 2023
Book Page	1979/301

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 400 W 8th St was $3,303.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,326 (+6.39%) Land $25,318 Building $233,008	$258,326 Land $25,318 Building $233,008
2025	$3,303.00	$242,800 (+4.16%) Land $25,600 Building $217,200
2024	$3,303.00	$233,100 Land $22,400 Building $210,700
2022	$2,639.00	$175,000 Land $22,400 Building $152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 W 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

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