400 W 7th St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 400 W 7th St, Dell Rapids, SD 57022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,212 sqft · built 2002
Lot Size	0.264 acres (11,491 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-179-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-179-012-000`
Alternative APN	`69779`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Finished Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Finished Basement	969 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,491 sqft (0.264 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	100 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	69779
Street Address	400 W 7TH ST
City	DELL RAPIDS
State	SD
Zip	57022-1567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 2 HIGHLAND HEIGHTS ADDN TO CITY OF DELL RAPIDS
Legal Subdivision	HIGHLAND HEIGHTS
Legal Block	2
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3026
Census Tract	10102

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	400 W 7TH ST, DELL RAPIDS, SD 57022-1567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 W 7TH ST, DELL RAPIDS, SD 57022-1567
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 W 7TH ST, DELL RAPIDS, SD 57022-1567

Mortgage

Document Number	1907MTG/318
Date	Dec 7, 2020
Book Page	1907 MTG/318

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	400 W 7TH ST, DELL RAPIDS, SD 57022-1567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST DAKOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1903MTG/872
Date	Nov 3, 2020
Book Page	1903 MTG/872

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,667 (+6.24%) Land $37,088 Building $280,579	$317,667 Land $37,088 Building $280,579
2025	$4,068.00	$299,000 (-8.65%) Land $37,500 Building $261,500
2024	$4,068.00 (+12.28%)	$327,300 (+36.26%) Land $29,300 Building $298,000
2022	$3,623.00	$240,200 Land $29,300 Building $210,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELL RAPIDS serves 3,633 people · EPA ID SD4600105
Water Source	Purchased groundwater from MINNEHAHA COMMUNITY WATER CORP
Last State Inspection	Aug 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures