400 W 18th St, Lorain, OH 44052 Property Records

Lorain County property record for 400 W 18th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 2006
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$545,000 (Mar 2026)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-145-024`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-145-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	66 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	400 W 18TH ST
City	LORAIN
State	OH
Zip	44052-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRAMAN 50 X 108 ABATEMENT
Legal Subdivision	BRAMAN
Legal Tract	01
Legal Block	145
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2001
Census Tract	97300

Owner

Source: Lorain County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	850 EUCLID AVE, 819, CLEVELAND, OH 44114-3315
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NC FINANCIAL SERVICES LLC
Mar 5, 2026	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Deed Document Number	202687173
Prior Transfer Date	Aug 5, 2003
Prior Transfer Doc	0000953612
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jun 5, 2026
Property Address	400 W 18TH ST, LORAIN, OH 44052-3716
Document Number	0000098535
Instrument Date	May 27, 2026
Instrument	202698535
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4169 QUIGLEY AVE, LAKEWOOD, CA 90713-3324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000098535,
Date	Jun 5, 2026
Instrument	202698535

Lender

Name	NC FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 5, 2026
Property Address	400 W 18TH ST, LORAIN, OH 44052-3716
Document Number	0000087173
Map Reference	VOL 3 PG 18
Instrument Date	Feb 13, 2026
Instrument	2026-0087173
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 EUCLID AVE STE 819, 819, CLEVELAND, OH 44114-3315

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00	$35,700 (+0.01%) Land $1,660 Building $34,040	$101,990 (-) Land $4,730 Building $97,260
2024	$1,433.00 (-25.71%)	$35,697 (-2.28%) Land $1,656 Building $34,041	$101,990 (-2.28%) Land $4,730 Building $97,260
2023	$1,929.00 (+2,405.19%)	$36,530 (+2,385.03%) Land $1,474 Building $35,056	$104,370 (+2,379.1%) Land $4,210 Building $100,160
2022	$77.00	$1,470 Land $1,470
2021			$4,210 Land $4,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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