Charlotte County property record for 400 Vitex, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,134 sqft · built 2016 |
| Lot Size | 0.519 acres (22,623 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Aug 2024) |
| Tax Bill | $9,122 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 412333251006 |
| Primary APN | 412333251006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Gross Area | 3,379 sqft |
| 1st Floor Area | 2,134 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,623 sqft (0.519 acres) |
| Garage Type | Attached |
| Garage Area | 847 sqft |
| Driveway | Driveway |
| Driveway Area | 2,501 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 36 sqft |
| Porch | Slab |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952620201108 |
|---|---|
| Street Address | 400 VITEX |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC18 BLK401 LT 11 1128/2183 1799/1983 3430/285 3437/1789 4604/981 3441784 PGI 018 0401 0010 PUNTA GORDA ISLES SEC18 BLK401 LT 10 1128/2083 1799/1983 3430/285 3437/1789 4604/981 3441784 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 401 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
Source: Charlotte County records · APN 412333251006
Assessment roll updated November 19, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1426 W VALLEY RD, PREBLE, NY 13141-9624 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 04, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 20243441784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 04, 2026 |
| Property Address | 400 VITEX, PUNTA GORDA, FL 33955 |
| Document Number | 0003670557 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20263670557 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1426 W VALLEY RD, PREBLE, NY 13141-9624 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 400 VITEX, PUNTA GORDA, FL 33955 |
| Document Number | 0046040981 |
| Book / Page | 004604 / 000981 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 2832855 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7513 DRACENA PUNTA GORDA FL 339551173, PUNTA GORDA, FL 33955-1173 |
| Document Number | 46040984 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 004604/000984 |
| Instrument | 2832856 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,122.00 | $548,954 (+25.72%) Land $79,900 Building $469,054 | $548,954 (+2.28%) Land $79,900 Building $469,054 |
| 2023 | Disabled Person's exemption Veteran's exemption | $436,660 (+3%) | $536,729 (+5.37%) Land $90,000 Building $446,729 |
| 2022 | Disabled Person's exemption | $423,942 | $509,360 Land $73,100 Building $436,260 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 3,000 / 3,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 238 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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