400 Virgin St, Monterey, CA 93940 Property Records

Monterey County property record for 400 Virgin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1964
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 1997)
Tax Bill	$5,052 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-062-010-000`

Property Details

APN / Parcel Number

Primary APN	`013-062-010-000`
Alternative APN	`013-062-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	400 VIRGIN ST
City	MONTEREY
State	CA
Zip	93940-3862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE GROVE LOTS 1 & 3 BLK 19
Legal Subdivision	DEL MONTE GROVE
Legal Block	19
Legal Lot Number	1,3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4007
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 VIRGIN ST, MONTEREY, CA 93940-3862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 1997 · Amount on Record
Deed Sale	Aug 21, 1997 · Amount on Record
Deed Document Number	199747727
Deed Book / Page	3560 / 624
Last Transfer Date	Nov 25, 2020
Transfer Doc	0000072408
Record Updated	Sep 20, 2026

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Dec 8, 2020
Property Address	400 VIRGIN ST, MONTEREY, CA 93940-3862
Document Number	0000072408
Map Reference	VOL 1 PG 31
Instrument Date	Nov 25, 2020
Instrument	2020072408
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 VIRGIN ST, MONTEREY, CA 93940-3862

Mortgage

Document Number	0000072409
Date	Dec 8, 2020
Instrument	2020072409

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	400 VIRGIN ST, MONTEREY, CA 93940-3862
Document Number	0000050556
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 VIRGIN ST MONTEREY CA 939403862, MONTEREY, CA 93940-3862

Mortgage

Document Number	0000050556
Date	Oct 28, 2019
Instrument	50556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2049

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 26, 2019
Property Address	400 VIRGIN ST, MONTEREY, CA 93940-3862
Document Number	0000016510
Map Reference	VOL 1 PG 31
Instrument Date	Apr 20, 2019
Instrument	2019016510
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 VIRGIN ST, MONTEREY, CA 93940-3862

Mortgage

Document Number	0000016511
Date	Apr 26, 2019
Instrument	2019016511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,567 (+2%) Land $162,854 Building $268,713
2025	$5,052.00 (+8.34%)	$423,106 (+4.04%) Land $159,661 Building $263,445
2024	$4,663.00 (+5.33%)
2023	$4,427.00 (+1.42%) Homeowner's exemption	$406,678 Land $153,462 Building $253,216
2022	$4,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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