400 Valley Rd, Clark, NJ 07066 Property Records

Union County and Clark Township property record for 400 Valley Rd, Clark, NJ 07066

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1957
Lot Size	0.178 acres (7,758 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2024)
Tax Bill	$9,559 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1408-SF`

Property Details

APN / Parcel Number

Primary APN	`1408-SF`
Alternative APNs	`02-00174-0000-00007` `020017400007`

Interior

Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	7,758 sqft (0.178 acres)
Lot Dimensions	97 ft deep x 80 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	400 VALLEY RD
City	CLARK
State	NJ
Zip	07066-1961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	LAKESIDE PARK
Legal Block	174
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5023
Census Tract	36200

Owner

400 Valley Rd is owned and occupied by an individual who bought it in December 2024.

Source: Union County and Clark Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	400 VALLEY RD, CLARK, NJ 07066-1961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING
Dec 18, 2017	Deed of Trust, Mortgage · Conventional with PMI AMERICAN NBRHD MTG ACCPTNC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Nov 10, 2005 · Amount on File
Deed Document Number	202442413
Deed Book / Page	6564 / 183
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	400 VALLEY RD, CLARK, NJ 07066-1961
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 VALLEY RD, CLARK, NJ 07066-1961

Mortgage

Document Number	0149052280
Date	Mar 9, 2021
Book Page	14905/2280
Instrument	6486

Lender

Name	DMI MORTGAGE SERVICING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	322 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	400 VALLEY RD, CLARK, NJ 07066-1961
Document Number	0043840534
Book / Page	004384 / 000534
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 VALLEY RD CLARK NJ 070661961, CLARK, NJ 07066-1961

Mortgage

Document Number	0043840534
Date	Dec 27, 2017
Book Page	004384/000534
Instrument	651269

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 400 Valley Rd was $9,559, up 2.5% from the year before.

Source: Union County and Clark Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Clark Township
Unified School District	Clark Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,300 (-) Land $222,700 Building $198,600	$421,300 (-) Land $222,700 Building $198,600
2025	$9,559.00 (+2.49%)	$421,300 Land $222,700 Building $198,600	$421,300 Land $222,700 Building $198,600
2024	$9,327.00
2023		$421,300 Land $222,700 Building $198,600	$421,300 Land $222,700 Building $198,600
2022	$8,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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