Chesapeake City property record for 400 Undershot Ct, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 3,435 sqft · built 2001 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $374,900 (Jul 2017) |
| Tax Bill | $5,713 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2024 Second Mortgage + 3 more |
| APN | 0455002001910 |
| Primary APN | 0455002001910 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,435 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Upper Floors Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 113 ft deep x 46 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 UNDERSHOT CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-0883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 191 SAWYER'S MILL PH 2 SEC 7 |
| Legal Subdivision | SAWYER'S MILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21306 |
Source: Chesapeake City records · APN 0455002001910
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Feb 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 05, 2017 | Warranty Deed, Transfer · FHA Mortgage NEWTOWNE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 05, 2017 · Amount on Record |
| Deed Sale | Jul 05, 2017 · Amount on Record |
| Prior Sale | Jul 09, 2010 · Amount on Record |
| Deed Document Number | 201717989 |
| Deed Book / Page | 9805 / 1198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 15, 2026 |
| Property Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Document Number | 0000018295 |
| Book / Page | 11001 / 1599 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202618295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Document Number | 0000018295, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 11001/1599 |
| Instrument | 202618295 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 010724/355 |
|---|---|
| Date | Feb 05, 2024 |
| Book Page | 10724/355 |
| Instrument | 240002197 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 281 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 010675/387 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 10675/387 |
| Instrument | 230013779 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010201/678 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 10201/678 |
| Instrument | 200028312 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 05, 2017 |
| Property Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Document Number | 9805/1198 |
| Book / Page | 9805 / 1198 |
| Instrument Date | May 15, 2017 |
| Instrument | 170017989 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 UNDERSHOT CT, CHESAPEAKE, VA 23323-0883 |
| Document Number | 170017990 |
|---|---|
| Date | Jul 05, 2017 |
| Instrument | 170017990 |
| Name | NEWTOWNE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,713.00 (+44.6%) | $565,600 (+4.94%) Land $185,000 Building $380,600 | $565,600 (+4.94%) Land $185,000 Building $380,600 |
| 2023 | $539,000 (+10.97%) Land $135,000 Building $404,000 | $539,000 (+10.97%) Land $135,000 Building $404,000 | |
| 2022 | $485,700 Land $125,000 Building $360,700 | $485,700 Land $125,000 Building $360,700 | |
| 2019 | $3,951.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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