400 Thornbrook Dr, Merlin, OR 97532 Property Records

Josephine County property record for 400 Thornbrook Dr, Merlin, OR 97532

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,200 sqft · built 2018
Lot Size	5.32 acres (232,175 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2018)
Tax Bill	$3,529 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-07-14-00-000212`

Property Details

APN / Parcel Number

Primary APN	`35-07-14-00-000212`
Alternative APN	`R343149`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,200 sqft Living Area
1st Floor Area	3,200 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	232,175 sqft (5.32 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R343149
Street Address	400 THORNBROOK DR
City	MERLIN
State	OR
Zip	97532-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2.5; RURAL RES 2.5 AC
Legal Description	P.P. 2004-91, PARCEL 2, ACRES 5.33
Legal Range	07
Legal Township	35
Legal Section	14
Legal Quarter	00
Legal Subdivision	PARTITION 2004-91
Legal Lot Number	212
Jurisdiction	JOSEPHINE OR
Township / Civil Division	NORTHWEST JOSEPHINE
Census Block Group	1
Census Block	1006
Census Tract	360300

Owner

400 Thornbrook Dr is owned and occupied by an individual who bought it in July 2018.

Source: Josephine County records, as of November 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	400 THORNBROOK DR, MERLIN, OR 97532-9777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 5, 2018	Warranty Deed, Transfer · ARM UMPQUA BANK
Jan 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Jan 31, 2018
Deed Document Number	18-008515
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	400 THORNBROOK DR, MERLIN, OR 97532-9777
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011128
Date	Jul 31, 2020
Instrument	2020-011128

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jul 5, 2018
Property Address	400 THORNBROOK DR, MERLIN, OR 97532-9777
Document Number	0000008515
Instrument Date	Jul 3, 2018
Instrument	2018-008515
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 PLACER RD, WOLF CREEK, OR 97497-9760

Mortgage

Document Number	0000008516
Date	Jul 5, 2018
Instrument	2018-008516

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jan 31, 2018
Property Address	400 THORNBROOK DR, MERLIN, OR 97532-9777
Document Number	0000001376
Instrument Date	Jan 30, 2018
Instrument	1376
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1583 GRANTS PASS OR 975280134, GRANTS PASS, OR 97528-0134

Tax Assessment & Valuation

The 2025 property tax bill for 400 Thornbrook Dr was $3,529, up 3.3% from the year before.

Source: Josephine County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,529.00 (+3.31%)	$475,590 (+3%)	$712,650 (-4.91%) Land $187,540 Building $525,110
2024	$3,416.00 (+18.78%)	$461,740 (+3%)	$749,460 (+2.54%) Land $216,940 Building $532,520
2023	$2,876.00 (+2.17%)	$448,300 (+3%)	$730,860 (+3.23%) Land $213,030 Building $517,830
2022	$2,815.00	$435,250	$708,020 Land $196,500 Building $511,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Thornbrook Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Mar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Thornbrook Dr is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 93% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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