400 Tara Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 400 Tara Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 1998
Lot Size	0.194 acres (8,429 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,918 (Sep 2023)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R201787`

Property Details

APN / Parcel Number

Primary APN	`R201787`
Alternative APNs	`72620100400400111` `201787`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,221 sqft
1st Floor Area	1,640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,429 sqft (0.194 acres)
Lot Dimensions	75 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	111 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	400 TARA LN
City	RED OAK
State	TX
Zip	75154-4253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 4 MARA ESTS #2- REV .1935 AC
Legal Subdivision	MARA ESTS #2- REV
Legal Block	4
Legal Lot Number	4
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2022
Census Tract	60206

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 TARA LN, RED OAK, TX 75154-4253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Oct 19, 2006 · Amount on Record
Deed Document Number	202326863
Prior Transfer Date	Oct 18, 2006
Prior Transfer Doc	0000031689
Record Updated	Sep 20, 2026

September 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Sep 8, 2023
Property Address	400 TARA LN, RED OAK, TX 75154-4253
Document Number	0002326863
Map Reference	CAB C SL 506&507
Instrument Date	Sep 8, 2023
Instrument	2326863
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 TARA LN, RED OAK, TX 75154-4253

Mortgage

Document Number	0002326864
Date	Sep 8, 2023
Instrument	2326864

Lender

Name	TEXASBANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Oct 1, 2038
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	13.3%
Index	Other
Max Rate	14.3%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,066 (-2.18%) Land $55,000 Building $226,066	$281,066 (-2.18%) Land $55,000 Building $226,066
2025	$5,840.00 (-3.77%)	$287,336 (+8.01%) Land $55,000 Building $232,336	$287,336 (+8.01%) Land $55,000 Building $232,336
2024	$6,069.00 (+85.82%)
2023	$3,266.00 (+540.39%) Homeowner's exemption	$266,027 (+23.77%) Land $55,000 Building $211,027	$266,027 (+23.77%) Land $55,000 Building $211,027
2022	$510.00 (-85.99%) Homeowner's exemption	$214,940 Land $50,000 Building $164,940	$214,940 Land $50,000 Building $164,940
2018	$3,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20