400 Stuart Cir, Richmond, VA 23220 Property Records

Richmond City property record for 400 Stuart Cir, Richmond, VA 23220

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,310 sqft · built 1910
Lot Size0.103 acres (4,487 sqft)
Owner2 Individual Names on File
Last Sale$1,599,999 (Oct 2024)
Tax Bill$18,768 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Jan 2022 Sale & Mortgage
+ 2 more
APNW-000-0666-042

Property Details

APN / Parcel Number

Primary APNW-000-0666-042

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories3 Stories
Building Area5,310 sqft Living Area
1st Floor Area1,525 sqft
Basement Area1,525 sqft
Finished Basement1,200 sqft
Unfinished Basement325 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1960
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area4,487 sqft (0.103 acres)
Lot Dimensions119 ft deep x 35 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area360 sqft
Deck Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address400 STUART CIR
CityRICHMOND
StateVA
Zip23220-3775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6 SINGLE
Legal Description0035.00X0119.00 IRG0000.103 AC
Legal SubdivisionW C ALLEN ADD
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group3
Census Block3011
Census Tract40400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fan Area Historic District
listed 1985 · 2,837 contributing resources · NRIS 85002243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

400 Stuart Cir is owned and occupied by two individuals who bought it in October 2024.

Source: Richmond City records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address400 STUART CIR, RICHMOND, VA 23220-3775
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NATIONAL ASSOCIATION
Jan 21, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NATIONAL ASSOCIATION
Nov 20, 2020Deed of Trust, Construction Loan · Line of Credit
W HAROLD TALLEY I LLC
Nov 20, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Prior SaleJan 21, 2022 · Amount on File
Deed Document Number202416300
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address400 STUART CIR, RICHMOND, VA 23220-3775
Transaction TypeMortgage
Record UpdatedJan 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019330
DateDec 28, 2023
Instrument230019330
Lender
NamePNC BANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueDec 13, 2063
Interest
Rate TypeAdjustable Rate

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateJan 21, 2022
Property Address400 STUART CIR, RICHMOND, VA 23220-3775
Document Number0000001710
Instrument DateJan 5, 2022
Instrument220001710
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 STUART CIR, RICHMOND, VA 23220-3775

Mortgage

Document Number0000001711
DateJan 21, 2022
Instrument220001711
Lender
NamePNC BANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeAdjustable Rate
Change Frequency6 Months

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Recording DateNov 20, 2020
Property Address400 STUART CIR, RICHMOND, VA 23220-3775
Document Number0000027774
Instrument DateNov 19, 2020
Instrument27774
Transaction TypeConstruction Loan
Record UpdatedDec 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 STUART CIR RICHMOND VA 232203775, RICHMOND, VA 23220-3775

Mortgage

Document Number0000027774
DateNov 20, 2020
Instrument27774
Lender
NameW HAROLD TALLEY I LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueNov 19, 2021
Interest
Rate TypeAdjustable Rate

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHMOND CITY VA
Recording DateNov 20, 2020
Property Address400 STUART CIR, RICHMOND, VA 23220-3775
Document Number0000027773
Instrument DateNov 16, 2020
Instrument27773
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$700.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2711 BUFORD RD #331 NORTH CHESTERFIELD VA 232352423, 331, NORTH CHESTERFIELD, VA 23235-2423

Tax Assessment & Valuation

The 2026 property tax bill for 400 Stuart Cir was $18,768, up 9.8% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,768.00 (+9.83%)$1,564,000 Land $400,000 Building $1,164,000$1,564,000 Land $400,000 Building $1,164,000
2025$17,088.00
2024$1,307,000 Land $345,000 Building $962,000
2023$1,307,000 Land $345,000 Building $962,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 400 Stuart Cir.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 400 Stuart Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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