400 Stone St, Georgetown, IL 61846 Property Records

Vermilion County property record for 400 Stone St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.163 acres (7,140 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Apr 2023)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-31-217-012`

Property Details

APN / Parcel Number

Primary APN	`28-31-217-012`
Alternative APN	`GEOL0285`

Exterior

Lot Area	7,140 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	400 STONE ST
City	GEORGETOWN
State	IL
Zip	61846-1648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCOTTS 1ST ADD TO GEORGETOWN L19
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	SCOTTS FIRST ADDITION
Legal Lot Number	19
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2047
Census Tract	11000

Owner

400 Stone St is owned and occupied by an individual who bought it in April 2023.

Source: Vermilion County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	400 STONE ST, GEORGETOWN, IL 61846-1648
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE
Sep 8, 2017	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	20232314
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0000002314
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 24, 2023
Property Address	400 STONE ST, GEORGETOWN, IL 61846-1648
Document Number	0002302314
Instrument Date	Apr 21, 2023
Instrument	23-02314
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 STONE ST, GEORGETOWN, IL 61846-1648

Mortgage

Document Number	0002302315
Date	Apr 24, 2023
Instrument	23-02315

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	Sep 8, 2017
Property Address	400 STONE ST, GEORGETOWN, IL 61846-1648
Document Number	1706447
Map Reference	RC 2 PG 8
Instrument Date	Sep 8, 2017
Instrument	17-06447
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 STONE ST, GEORGETOWN, IL 61846-1648

Mortgage

Document Number	1706448
Date	Sep 8, 2017
Instrument	17-06448

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 400 Stone St was $2,317 with a homeowner's exemption.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 Homeowner's exemption	$32,499 (+7.24%) Land $2,662 Building $29,837	$97,497 (+7.24%) Land $7,986 Building $89,511
2024		$30,305 Land $2,482 Building $27,823	$90,915 Land $7,446 Building $83,469
2022	$1,995.00 Homeowner's exemption	$26,512 Land $2,172 Building $24,340	$79,536 Land $6,516 Building $73,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 Stone St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Stone St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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