Cook County property record for 400 Stephen St, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 1888 |
| Lot Size | 0.13 acres (5,676 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,124 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-20-440-037 |
| Primary APN | 22-20-440-037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1888 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,676 sqft (0.13 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 400 STEPHEN ST |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-4053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N J (BROWNS) ADD TO (LEMONT) SEC 20-37-11 |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 20 |
| Legal Subdivision | BROWNS ADD TO LEMONT |
| Legal Block | 16 |
| Legal Lot Number | 1,2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 824003 |
400 Stephen St is owned and occupied by an individual.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 STEPHEN ST, LEMONT, IL 60439-4053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,001 Land $3,548 Building $17,453 | $210,010 Land $35,480 Building $174,530 | |
| 2023 | $3,124.00 (+14.26%) | ||
| 2022 | $2,734.00 Homeowner's exemption Senior Citizen's exemption | $17,420 Land $3,121 Building $14,299 | $174,200 Land $31,210 Building $142,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 Stephen St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 400 Stephen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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