400 State St, Seaford, DE 19973 Property Records

Sussex County property record for 400 State St, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,336 sqft · built 2020
Lot Size	0.118 acres (5,131 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jul 2020)
Tax Bill	$945 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`331-5.18-101.00`

Property Details

APN / Parcel Number

Primary APN	`331-5.18-101.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,131 sqft (0.118 acres)
Lot Dimensions	171 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	81 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 STATE ST
City	SEAFORD
State	DE
Zip	19973-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	NE STATE ST N ARC ST LOT 1
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	SEAFORD
Census Block Group	2
Census Block	2037
Census Tract	50406

Owner

400 State St is owned and occupied by two individuals who bought it in July 2020.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	400 STATE ST, SEAFORD, DE 19973-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 25, 2021	Deed, Transfer
Jul 9, 2020	Deed, Transfer
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF DEL MAR VA
Aug 1, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF DEL MAR VA
Jun 20, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Jun 20, 2019 · Amount on File
Deed Document Number	202029621
Deed Book / Page	5269 / 217
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206200262
Date	Dec 15, 2021
Book Page	20620/262
Instrument	20210000076778

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2049

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200440109
Date	Jul 6, 2021
Book Page	20044/109
Instrument	20210000042883

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Aug 1, 2050

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 25, 2021
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Document Number	0054330282
Book / Page	5433 / 282
Instrument Date	Jan 14, 2021
Instrument	20210000019559
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 STATE ST, SEAFORD, DE 19973-1414

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 9, 2020
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Document Number	0052690217
Book / Page	5269 / 217
Instrument Date	Jul 2, 2020
Instrument	20200000029621
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 STATE ST, SEAFORD, DE 19973-1414

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Document Number	0176950001
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10909 BEACH HWY FARMINGTON DE 199505708, FARMINGTON, DE 19950-5708

Mortgage

Document Number	0176950001
Date	Aug 1, 2019
Book Page	017695/000001
Instrument	27647

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	SEAFORD, DE 19973

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Document Number	0176940333
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10909 BEACH HWY FARMINGTON DE 199505708, FARMINGTON, DE 19950-5708

Mortgage

Document Number	0176940333
Date	Aug 1, 2019
Book Page	017694/000333
Instrument	27646

Lender

Name	BANK OF DEL MAR VA
Type	Bank
Address	BLADES, DE 19973

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Jun 20, 2019
Property Address	400 STATE ST, SEAFORD, DE 19973-1414
Document Number	0050780269
Book / Page	005078 / 000269
Instrument Date	Jun 19, 2019
Instrument	21929
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10909 BEACH HWY FARMINGTON DE 199505708, FARMINGTON, DE 19950-5708

Tax Assessment & Valuation

The 2026 property tax bill for 400 State St was $945, up 6.5% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Seaford City
Unified School District	Seaford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (+6.54%)	$3,050 (-) Land $2,450 Building $600	$250,800 (-) Land $25,100 Building $225,700
2025	$887.00	$3,050 Land $2,450 Building $600	$250,800 Land $25,100 Building $225,700
2023	$704.00	$3,050 Land $2,450 Building $600	$28,200 Land $2,200 Building $26,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 400 State St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEAFORD WATER DEPARTMENT serves 6,699 people · EPA ID DE0000246
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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