Lorain County property record for 400 State St, Kipton, OH 44049
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,056 sqft · built 1900 |
| Lot Size | 0.8 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jun 2023) |
| Tax Bill | $2,115 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-015-103-014 |
| Primary APN | 13-11-015-103-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,144 sqft |
| Upper Floors Area | 256 sqft |
| Basement Area | 976 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 38,333 sqft (0.8 acres) |
| Lot Dimensions | 384 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 212 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 400 STATE ST |
|---|---|
| City | KIPTON |
| State | OH |
| Zip | 44049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILL |
| Legal Tract | 11 |
| Legal Block | 103 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CAMDEN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 93100 |
Source: Lorain County records · APN 13-11-015-103-014
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 STATE ST, KIPTON, OH 44049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 2023920910 |
| Prior Transfer Date | Oct 27, 2011 |
| Prior Transfer Doc | 0000390146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 400 STATE ST, KIPTON, OH 44049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Title Company | LORAIN |
| Name | Verified Name |
|---|
| Document Number | 0000089898 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-0089898 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 30, 2023 |
| Property Address | 400 STATE ST, KIPTON, OH 44049 |
| Document Number | 0000920910 |
| Instrument Date | Jun 29, 2023 |
| Instrument | 2023-0920910 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Title Company | NOT AVAILABLE, NETWORK LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 400 STATE STREET, KIPTON, OH 44049 |
| Document Number | 0000920911 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-0920911 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Camden Township |
| Municipality | Kipton Village |
| Unified School District | Firelands Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 (-2.31%) | $44,320 (-0.01%) Land $2,170 Building $42,150 | $126,640 (-) Land $6,210 Building $120,430 |
| 2024 | $2,165.00 (+993.43%) | $44,324 (+267.9%) Land $2,174 Building $42,151 | $126,640 (+267.93%) Land $6,210 Building $120,430 |
| 2023 | $198.00 (-11.61%) | $12,048 (-0.02%) Land $2,328 Building $9,720 | $34,420 (-) Land $6,650 Building $27,770 |
| 2022 | $224.00 | $12,050 Land $2,330 Building $9,720 | |
| 2021 | $34,420 Land $6,650 Building $27,770 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Armstrong Holdings Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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