400 Spurlane Cir, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 400 Spurlane Cir, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,644 sqft · built 1993
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jun 2020)
Tax Bill$4,272 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Jul 2017 Sale & Mortgage
APN0607003001150

Property Details

APN / Parcel Number

Primary APN0607003001150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area1,376 sqft
AtticAttic
Attic Area424 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions141 ft deep x 93 ft wide
Garage TypeAttached
Garage Area424 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area256 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address400 SPURLANE CIR
CityCHESAPEAKE
StateVA
Zip23322-5468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12AS: RES
Legal Description115 HERITAGE POINT PHASE II
Legal SubdivisionCHESHIRE MDWS,COUNTRY RDS,HERITAGE PT,BR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2007
Census Tract21004

Owner

400 Spurlane Cir is owned and occupied by an individual who bought it in June 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address400 SPURLANE CIR, CHESAPEAKE, VA 23322-5468
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Warranty Deed, Transfer · Conventional Mortgage
OVM FINANCIAL INC
Jul 12, 2017Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2020 · Amount on File
Deed SaleJun 25, 2020 · Amount on File
Prior SaleJul 12, 2017 · Amount on File
Deed Document Number202020365
Deed Book / Page10170 / 1408
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 25, 2020
Property Address400 SPURLANE CIR, CHESAPEAKE, VA 23322-5468
Document Number10170/1408
Book / Page10170 / 1408
Instrument DateJun 18, 2020
Instrument200020365
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SPURLANE CIR, CHESAPEAKE, VA 23322-5468

Mortgage

Document Number200020366
DateJun 25, 2020
Instrument200020366
Lender
NameOVM FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 12, 2017
Property Address400 SPURLANE CIR, CHESAPEAKE, VA 23322-5468
Document Number9808/980
Book / Page9808 / 980
Instrument DateJul 10, 2017
Instrument170018755
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SPURLANE CIR, CHESAPEAKE, VA 23322-5468

Mortgage

Document Number170018756
DateJul 12, 2017
Instrument170018756
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 400 Spurlane Cir was $4,272.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,800 (+5.39%) Land $200,000 Building $245,800$445,800 (+5.39%) Land $200,000 Building $245,800
2025$4,272.00$423,000 Land $190,000 Building $233,000$423,000 Land $190,000 Building $233,000
2023$376,000 (+5.03%) Land $170,000 Building $206,000$376,000 (+5.03%) Land $170,000 Building $206,000
2022$358,000 Land $150,000 Building $208,000$358,000 Land $150,000 Building $208,000
2019$2,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 400 Spurlane Cir; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Spurlane Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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