400 Smith St, Pocola, OK 74902 Property Records

Le Flore County property record for 400 Smith St, Pocola, OK 74902 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,814 sqft · built 1991
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Apr 2026)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`28010`

Property Details

APN / Parcel Number

Primary APN	`28010`
Alternative APN	`P120-29-09N-27E-0-054-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
Gross Area	720 sqft
1st Floor Area	1,814 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Mixed
Garage Area	1,248 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Patio Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28010
Street Address	400 SMITH ST
City	POCOLA
State	OK
Zip	74902-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POCOLA TOWNSHIP ADD SEC 29 TWP 9N RNG 27E PT NE SW NE BEG 40 S NE COR S142.14 W300 N142.14 E300 POB B1366 P110 B1861 P681 B20
Legal Range	27E
Legal Township	09N
Legal Section	29
Legal Subdivision	TOWNSHIP ADD
Legal Block	9N
Legal Lot Number	27E
Jurisdiction	LE FLORE OK
Township / Civil Division	POCOLA
Census Block Group	2
Census Block	2013
Census Tract	40102

Owner

Source: Le Flore County records · APN 28010

Assessment roll updated January 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	400 SMITH ST, POCOLA, OK 74902-2410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 31, 2023	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK
Jan 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 16, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	20263065
Deed Book / Page	2351 / 29
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Apr 29, 2026
Property Address	400 SMITH ST, POCOLA, OK 74902-2410
Document Number	0000003065
Book / Page	2351 / 29
Instrument Date	Apr 28, 2026
Instrument	2026.3065
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50,449.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 SMITH ST, POCOLA, OK 74902-2410

Mortgage

Document Number	0000003066,
Date	Apr 29, 2026
Instrument	2026..3066

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Apr 29, 2026
Property Address	400 SMITH ST, POCOLA, OK 74902-2410
Document Number	0023510029
Book / Page	2351 / 29
Instrument Date	Apr 28, 2026
Instrument	20263065
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$50,449.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 SMITH ST, POCOLA, OK 74902-2410

Mortgage

Document Number	0000003066,
Date	Apr 29, 2026
Instrument	20263066

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Oct 31, 2023
Property Address	400 SMITH ST, POCOLA, OK 74902-2410
Document Number	0022400621
Book / Page	2240 / 621
Instrument Date	Oct 30, 2023
Instrument	8005
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	SCA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$212.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	801 SMITH ST, POCOLA, OK 74902-2460

Mortgage

Document Number	0000008006
Date	Oct 31, 2023
Instrument	8006

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 30, 2043

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	400 SMITH ST, POCOLA, OK 74902-2410
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SMITH ST, POCOLA, OK 74902-2410

Mortgage

Document Number	0021720576
Date	Jan 12, 2022
Book Page	2172/576
Instrument	350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jun 01, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	May 16, 2018
Property Address	400 SMITH ST, POCOLA, OK 74902-2410
Document Number	0020340799
Book / Page	2034 / 0799
Instrument Date	May 11, 2018
Instrument	3410
Transaction Type	Transfer
Record Updated	Mar 07, 2022
Title Company	GUARANTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	400 SMITH ST, POCOLA, OK 74902-2410

Mortgage

Document Number	0000003411
Date	May 16, 2018
Instrument	3411

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Le Flore County records · Assessment roll updated January 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Pocola Town
Unified School District	Pocola Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00 (-9.04%)	$14,991 (-7.08%) Land $755 Building $14,236	$136,277 (-7.08%) Land $6,860 Building $129,417
2023	$1,372.00	$16,133 Land $770 Building $15,363	$146,662 Land $7,000 Building $139,662

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Le Flore County (40079C), updated August 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400790401022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 75% of the US · above 42% of Oklahoma
Wildfire Likelihood	About 1 in 205 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Arkansas Valley Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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