400 Smith Fork Rd, Phelps, KY 41553 Property Records

Pike County property record for 400 Smith Fork Rd, Phelps, KY 41553

Property Summary

Property TypeMobile Home
Details1,248 sqft · built 2007
OwnerIndividual Name on Record
Last Sale$82,500 (May 2023)
Tax Bill$1,129 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN191-00-00-001.05

Property Details

APN / Parcel Number

Primary APN191-00-00-001.05
Alternative APN
  • 50370

Interior

Building Area1,248 sqft Living Area

Exterior

Year BuiltBuilt 2007
Exterior MaterialOther
Foundation TypeBlock
PorchPorch
Porch Area8 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address400 SMITH FORK RD
CityPHELPS
StateKY
Zip41553
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionMH & LOT
JurisdictionPIKE KY
Township / Civil DivisionMAYFLOWER
Census Block Group1
Census Block1008
Census Tract930100

Owner

Source: Pike County records, as of November 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address85 LOW GAP HOLW, PHELPS, KY 41553-8832
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2023 · Amount on Record
Deed SaleMay 10, 2023 · Amount on Record
Deed Document Number0001127287
Deed Book / Page1127 / 287
Record UpdatedJun 8, 2026

May 2023: Deed, Transfer

Document TypeDeed
JurisdictionPIKE KY
Recording DateMay 10, 2023
Property Address400 SMITH FORK RD, PHELPS, KY 41553-8802
Document Number001127/287
Book / Page1127 / 287
Instrument DateMay 8, 2023
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$82.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 9800, MARYVILLE, TN 37802-9800

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address85 LOW GAP HOLW, PHELPS, KY 41553-8832

Mortgage

Document Number0000114728
DateMay 10, 2023
Instrument1147/28
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyPike County
Unified School DistrictPike County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,129.00 (+18.97%)$82,000 (+24.24%)$82,000 (+24.24%)
2023$949.00$66,000$66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1978–2025)
Claims Outside the SFHA4 of 11
Most Recent ClaimFeb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 97% of Kentucky
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN WATER DIST
serves 44,057 people · EPA ID KY0980575
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40

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