Santa Cruz County property record for 400 Skylark Ln, Watsonville, CA 95076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,936 sqft · built 1968 |
| Lot Size | 15.3 acres (667,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,050,000 (Jul 2024) |
| Tax Bill | $24,219 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-051-53 |
| Primary APN | 108-051-53 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,936 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 667,339 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 400 SKYLARK LN |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-0529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | CORRALITOS RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 122402 |
Source: Santa Cruz County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 SKYLARK LN, WATSONVILLE, CA 95076-0529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit BAY FEDERAL CREDIT UNION |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Deed Document Number | 202413166 |
| Prior Transfer Date | Jul 5, 2024 |
| Prior Transfer Doc | 0000013163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 24, 2026 |
| Property Address | 400 SKYLARK LN, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000018980 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202618980 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 400 SKYLARK LN, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000018980, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202618980 |
| Name | BAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 400 SKYLARK LN, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000038549 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 400 SKYLARK LN WATSONVILLE CA 950760529, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000038549 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 38549 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 400 SKYLARK LN, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000038288 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 400 SKYLARK LN WATSONVILLE CA 950760529, WATSONVILLE, CA 95076-0529 |
| Document Number | 0000038288 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 38288 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,091,000 (+2%) Land $1,428,000 Building $663,000 | ||
| 2025 | $24,219.00 (+455.1%) Homeowner's exemption | $2,050,000 (+553.07%) Land $1,400,000 Building $650,000 | |
| 2023 | $4,363.00 (+4.15%) | $313,902 Land $43,026 Building $270,876 | $2,296,620 |
| 2022 | $4,189.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Cruzio, Ridge Wireless, Spectrum, Surfnet Communications.
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