400 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 400 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,881 sqft · built 2005
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Dec 2020)
Tax Bill	$12,531 (2024)
Deeds & Mortgages	Dec 2020 Sale Jan 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`29-2S-21-42130-00A-0160`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42130-00A-0160`
Alternative APN	`1063138`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,881 sqft Living Area
Gross Area	6,364 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	26.7 ft deep x 10.1 ft wide
Garage Type	Finished
Garage Area	912 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,497 sqft
Deck Area	Deck Area
Patio Area	64 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1063138
Street Address	400 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BAYS
Legal Description	LOT 16 BLK A HOLIDAY SHORES ESTATES S/D PB 3-85 OR 69-324 OR 2463-144 OR 2534-362 OR 2661-569 OR 2955-3533 OR 2979-3344 OR
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES EST
Legal Block	A
Legal Lot Number	16
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1001
Census Tract	950608

Owner

400 Shore Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 9115, MIRAMAR BEACH, FL 32550-1021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 4, 2018	Warranty Deed, Transfer SETCO SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	May 20, 2015 · Amount on File
Deed Document Number	20200051509
Deed Book / Page	3173 / 2612
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2020
Property Address	400 SHORE DR, MIRAMAR BEACH, FL 32550-5274
Document Number	0031732612
Book / Page	003173 / 002612
Instrument Date	Dec 11, 2020
Instrument	51509
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 9115 MIRAMAR BEACH FL 325501021, MIRAMAR BEACH, FL 32550-1021

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 4, 2018
Property Address	400 SHORE DR, MIRAMAR BEACH, FL 32550-5274
Document Number	0030621832
Book / Page	003062 / 001832
Instrument Date	Dec 18, 2017
Instrument	444
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$6,982.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 GULF DUNES LN SANTA ROSA BEACH FL 324594449, SANTA ROSA BEACH, FL 32459-4449

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,826,937 Land $887,790 Building $939,147	$1,826,937 Land $887,790 Building $939,147
2024	$12,531.00 (+3.63%)
2023	$12,092.00 (+1.07%) Homeowner's exemption	$2,210,153 (+18.38%) Land $887,790 Building $1,322,363	$2,210,153 (+18.38%) Land $887,790 Building $1,322,363
2022	$11,964.00 Homeowner's exemption	$1,866,971 Land $527,145 Building $1,339,826	$1,866,971 Land $527,145 Building $1,339,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Shore Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shore Dr

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