400 Shipyard Way, Solomons, MD 20688 Property Records

Calvert County property record for 400 Shipyard Way, Solomons, MD 20688

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,466 sqft · built 2011
Lot Size	0.384 acres (16,732 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Feb 2026)
Tax Bill	$4,737 (2023)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-247778`

Property Details

APN / Parcel Number

Primary APN	`01-247778`
Alternative APN	`247778`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,466 sqft Total Area
Basement Area	841 sqft
Finished Basement	841 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	16,732 sqft (0.384 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	247778
Street Address	400 SHIPYARD WAY
City	SOLOMONS
State	MD
Zip	20688-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TC
Legal Description	LT 1 PLAT 1 HARBOURS AT SOLOMONS
Legal Subdivision	HARBOURS/SOLOMONS
Legal Lot Number	1
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2043
Census Tract	860901

Owner

Source: Calvert County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	400 SHIPYARD WAY, SOLOMONS, MD 20688-4049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 15, 2019	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	0000685062
Deed Book / Page	6850 / 62
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 3, 2026
Property Address	400 SHIPYARD WAY, SOLOMONS, MD 20688-4049
Document Number	0068500062
Book / Page	6850 / 62
Map Reference	LB KPS 5 FO 71
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLEMARK PLLC, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 SHIPYARD WAY, SOLOMONS, MD 20688-4049

Mortgage

Document Number	0000685068
Date	Feb 3, 2026
Instrument	6850/68

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	400 SHIPYARD WAY, SOLOMONS, MD 20688-4049
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058030373
Date	Dec 23, 2020
Book Page	5803/373

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 15, 2019
Property Address	400 SHIPYARD WAY, SOLOMONS, MD 20688-4049
Document Number	0053920306
Book / Page	005392 / 000306
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	400 SHIPYARD WAY DOWELL MD 20629, DOWELL, MD 20629

Mortgage

Document Number	53920312
Date	Jul 15, 2019
Book Page	005392/000312

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,933 (+18.84%)	$584,900 (+28.27%) Land $102,000 Building $482,900
2023	$4,737.00 Homeowner's exemption	$456,000 Land $102,000 Building $354,000	$456,000 Land $102,000 Building $354,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	5 (2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOLOMONS serves 3,811 people · EPA ID MD0040027
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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