1. Home
  2. Missouri
  3. St. Charles County
  4. O Fallon
  5. Shady River Dr

400 Shady River Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 400 Shady River Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,800 sqft · built 2014
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$399,900 (Aug 2023)
Tax Bill$4,128 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNT070300356

Property Details

APN / Parcel Number

Primary APNT070300356
Alternative APN
  • 2-0087-A068-00-0046.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,800 sqft Living Area
Gross Area3,860 sqft
1st Floor Area1,600 sqft
Basement Area1,600 sqft
Finished Basement1,200 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070300356
Street Address400 SHADY RIVER DR
CityO FALLON
StateMO
Zip63366-1559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG B #1 LOT 46
Legal SubdivisionRIVERDALE VLG B #1
Legal Lot Number46
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2004
Census Tract312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address400 SHADY RIVER DR, O FALLON, MO 63366-1559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2023 · Amount on Record
Deed SaleAug 18, 2023 · Amount on Record
Prior SaleJun 5, 2015 · Amount on Record
Deed Document Number202333383
Prior Transfer DateJun 1, 2015
Prior Transfer Doc0000357080
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 18, 2023
Property Address400 SHADY RIVER DR, O FALLON, MO 63366-1559
Document Number0000033383
Map ReferenceMB 43 PG 148&151
Instrument DateAug 16, 2023
Instrument2023R-033383
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyNOT AVAILABLE, LEADERS TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1544 MAMMOTH DR, SAINT PAUL, MO 63366-4800

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SHADY RIVER DR, O FALLON, MO 63366-1559

Mortgage

Document Number0000033384
DateAug 18, 2023
Instrument2023R-033384
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$67,264 (-)$354,023 (-) Land $70,000 Building $284,023
2025$4,128.00$67,264 (+0.75%)$354,023 (+0.75%) Land $70,000 Building $284,023
2023$66,765
2022$351,397 Land $55,000 Building $296,397

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Brightspeed
Fiber		940 / 940
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Nearby Properties on Shady River Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures