Santa Cruz County property record for 400 Seaview Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,044 sqft · built 1989 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,600,000 (Nov 2021) |
| Tax Bill | $44,800 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-104-32 |
| Primary APN | 043-104-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 4,044 sqft Living Area |
| Gross Area | 4,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 514 sqft |
| Patio Area | 514 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 SEAVIEW DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Description | PARCEL MAPS 6 PG 3 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 043-104-32
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 GALLI DR, LOS ALTOS, CA 94022-3022 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY |
| Jun 01, 2021 | Grant Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| May 01, 2018 | Grant Deed, Transfer · ARM BOFI FEDERAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Jun 01, 2021 · Amount on Record |
| Deed Document Number | 202157375 |
| Transfer Doc | 0000008690 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 22, 2021 |
| Property Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000057375 |
| Map Reference | VOL 6 PG 3 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021-0057375 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 206 FALLI DR, LOS ALTOS, CA 94022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 01, 2021 |
| Property Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000030462 |
| Map Reference | VOL 6 PG 3 |
| Instrument Date | May 18, 2021 |
| Instrument | 2021-0030462 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,113.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000030463 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 2021-0030463 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Jun 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.38% |
| Index | 1-Year CMT |
| Max Rate | 7.38% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000007531 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 400 SEAVIEW DR APTOS CA 950035116, APTOS, CA 95003-5116 |
| Document Number | 0000007531 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 7531 |
| Name | GUARANTEED RATE |
|---|---|
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 02, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 01, 2018 |
| Property Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000013147 |
| Map Reference | VOL 6 PG 3 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 2018-0013147 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 400 SEAVIEW DR, APTOS, CA 95003-5116 |
| Document Number | 0000013148 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 2018-0013148 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | May 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 11.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,896,755 (+2%) Land $2,338,053 Building $1,558,702 | ||
| 2025 | $44,800.00 (+9.07%) | $3,820,349 (+4.04%) Land $2,292,209 Building $1,528,140 | |
| 2023 | $41,075.00 (+1.86%) | $3,672,000 Land $2,203,200 Building $1,468,800 | $3,534,210 |
| 2022 | $40,326.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 21 (1998–2023) |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.
Based on FCC filings for 712 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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