400 SE 5th St, Spiro, OK 74959 Property Records

Le Flore County property record for 400 SE 5th St, Spiro, OK 74959

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,978 sqft · built 1997
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Tax Bill$1,238 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN34121

Property Details

APN / Parcel Number

Primary APN34121
Alternative APN
  • U001-00-082-000-0-003-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,978 sqft Living Area
1st Floor Area1,978 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,996 sqft (0.482 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area235 sqft
Patio Area235 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34121
Street Address400 SE 5TH ST
CitySPIRO
StateOK
Zip74959-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSPIRO BLK 82 LOTS 7 THRU 12 B1415 P853 B1906 P831
Legal Range25E
Legal Township9N
Legal Section24
Legal SubdivisionSPIRO MAIN TOWN
Legal Block82
Legal Lot Number7-12
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group1
Census Block1018
Census Tract40303

Owner

400 SE 5th St is owned and occupied by two individuals.

Source: Le Flore County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address400 SE 5TH ST, SPIRO, OK 74959-3316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Recording DateAug 24, 2026
Property Address400 SE 5TH ST, SPIRO, OK 74959-3316
Document Number0000006495
Book / Page2368 / 688
Instrument DateJan 9, 2026
Instrument20266495
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SE 5TH ST, SPIRO, OK 74959-3316

Mortgage

Document Number0000006495,
DateAug 24, 2026
Book Page2368/688
Instrument20266495
Lender
NameARVEST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term293 Months
DueJan 28, 2051
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 400 SE 5th St was $1,238 with a homeowner's exemption.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
MunicipalitySpiro Town
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,399 (+3%) Land $1,020 Building $14,379$139,987 (-21.64%) Land $9,270 Building $130,717
2025$1,238.00 Homeowner's exemption$14,950 Land $990 Building $13,960$178,651 Land $9,000 Building $169,651
2023$1,191.00 Homeowner's exemption$14,092 Land $990 Building $13,102$128,109 Land $9,000 Building $119,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 SE 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 SE 5th St is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 48% of Oklahoma
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPIRO
serves 2,200 people · EPA ID OK1020106
Water SourceSurface water
Last State InspectionJun 2023
Also Mapped HereSPIRO EAST WATER ASSOCIATION
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: 360 Broadband, Circle B Wireless.

Nearby Properties on SE 5th St

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