400 SE 45th Ter, Ocala, FL 34471 Property Records

Marion County property record for 400 SE 45th Ter, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 1978
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2025)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2779-005-001`

Property Details

APN / Parcel Number

Primary APN	`2779-005-001`
Alternative APN	`0656780000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,706 sqft Living Area
1st Floor Area	2,706 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	189 ft deep x 149 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed Porch
Porch Area	547 sqft
Deck Area	700 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0656780000
Old Parcel Number	2779005001
Street Address	400 SE 45TH TER
City	OCALA
State	FL
Zip	34471-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 14 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	STONEWOOD ESTATES
Legal Block	E
Legal Lot Number	1
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2003
Census Tract	2202

Owner

400 SE 45th Ter is owned and occupied by an individual who bought it in June 2025.

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	400 SE 45TH TER, OCALA, FL 34471-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
May 8, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	2025087134
Deed Book / Page	8649 / 21
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	400 SE 45TH TER, OCALA, FL 34471-3223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070891378
Date	Dec 3, 2019
Book Page	7089/1378
Instrument	2019126684

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 23, 2019
Property Address	400 SE 45TH TER, OCALA, FL 34471-3223
Document Number	0069021420
Book / Page	6902 / 1420
Map Reference	MB S PG 23&24
Instrument Date	Jan 23, 2019
Instrument	2019007177
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4829 NW 75TH AVE, 4829, OCALA, FL 34482-6717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SE 45TH TER, OCALA, FL 34471-3223

Mortgage

Document Number	2019007178
Date	Jan 23, 2019
Instrument	2019007178

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARION FL
Recording Date	May 8, 2018
Property Address	400 SE 45TH TER, OCALA, FL 34471-3223
Document Number	0067611440
Book / Page	006761 / 001440
Instrument Date	Apr 25, 2018
Instrument	43980
Transaction Type	Foreclosure
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,243.90
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4829 NW 75TH AVE OCALA FL 344826717, OCALA, FL 34482-6717

Tax Assessment & Valuation

The 2025 property tax bill for 400 SE 45th Ter was $3,241 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 Homeowner's exemption	$203,964 Land $61,381 Building $142,583	$397,530 Land $61,381 Building $336,149
2023	$3,110.00 (+10.13%) Homeowner's exemption	$192,443 (+3%) Land $63,772 Building $128,671	$359,920 (+5.98%) Land $63,772 Building $296,148
2022	$2,824.00 Homeowner's exemption	$186,838	$339,610 Land $63,772 Building $275,838

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 400 SE 45th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 SE 45th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Central Florida Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 45th Ter

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