Izard County property record for 400 School St, Melbourne, AR 72556
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,204 sqft · built 2024 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (May 2026) |
| Tax Bill | $172 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Sale & Construction Loan + 1 more |
| APN | 525-00051-000 |
| Primary APN | 525-00051-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 29,185 sqft (0.67 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 SCHOOL ST |
|---|---|
| City | MELBOURNE |
| State | AR |
| Zip | 72556-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW/4 NW FRL/4 |
| Legal Range | 09 |
| Legal Township | 16 |
| Legal Section | 01 |
| Legal Subdivision | MELBOURNE |
| Jurisdiction | IZARD AR |
| Township / Civil Division | MILL CREEK |
| Census Block Group | 1 |
| Census Block | 1110 |
| Census Tract | 960200 |
400 School St is owned by a company that bought it in May 2026.
Source: Izard County records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 400 SCHOOL ST, MELBOURNE, AR 72556-8822 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL |
| May 11, 2026 | Warranty Deed, Transfer · Construction Mortgage FIRST NATIONAL BANK/N COUNTY |
| Sep 13, 2024 | Deed of Trust, Mortgage · Construction Mortgage FNBC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | Sep 13, 2024 · Amount on File |
| Deed Book / Page | 2026 / 7359 |
| Prior Transfer Date | Jan 11, 2019 |
| Prior Transfer Doc | 2024010705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IZARD AR |
| Recording Date | Jul 10, 2026 |
| Property Address | 400 SCHOOL ST, MELBOURNE, AR 72556-8822 |
| Document Number | 2026011429 |
| Book / Page | 2026 / 11429 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 400 SCHOOL ST, MELBOURNE, AR 72556-8822 |
| Document Number | 2026011429, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 2026/11429 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IZARD AR |
| Recording Date | May 11, 2026 |
| Property Address | 400 SCHOOL ST, MELBOURNE, AR 72556 |
| Document Number | 2026007359 |
| Book / Page | 2026 / 7359 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | IZARD COUNTY ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,660.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 400 SCHOOL ST, MELBOURNE, AR 72556 |
| Document Number | 02026/7309, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2026/7309 |
| Name | FIRST NATIONAL BANK/N COUNTY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 6, 2027 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IZARD AR |
| Property Address | 400 SCHOOL ST, MELBOURNE, AR 72556-8822 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024/11942 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 2024/11942 |
| Name | FNBC BANK |
|---|---|
| Type | Bank |
| Address | 636 ASH FLAT DR, ASH FLAT, AR 72513 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 11, 2025 |
The 2025 property tax bill for 400 School St was $172.
Source: Izard County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Izard County |
| Municipality | Melbourne City |
| Unified School District | Melbourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $172.00 | $15,480 Land $800 Building $14,680 | |
| 2023 | $26.00 | $800 Land $800 | $77,400 Land $4,000 Building $73,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 400 School St; 4 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 School St is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 66% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELBOURNE WATERWORKS serves 4,126 people · EPA ID AR0000256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mountain View Telephone Company Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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