400 Sargent St, Warwick, RI 02888 Property Records

Warwick City property record for 400 Sargent St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,316 sqft · built 1949
Lot Size0.231 acres (10,050 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jul 1989)
Tax Bill$5,424 (2025)
Deeds & MortgagesJul 2021 Refinance
Oct 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN29703970000

Property Details

APN / Parcel Number

Primary APN29703970000
Alternative APNs
  • WARW M:297 B:0397 L:0000
  • 34471

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,316 sqft Living Area
Gross Area4,251 sqft
1st Floor Area1,812 sqft
AtticAttic
Attic Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,050 sqft (0.231 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number34471
Street Address400 SARGENT ST
CityWARWICK
StateRI
Zip02888-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block397
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2044
Census Tract21100

Owner

400 Sargent St is owned and occupied by an individual who bought it in July 1989.

Source: Warwick City records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address400 SARGENT ST, WARWICK, RI 02888-3226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Oct 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Dec 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Mar 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVIGANT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 1989 · Amount on File
Deed SaleJul 13, 1989 · Amount on File
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address400 SARGENT ST, WARWICK, RI 02888-3226
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009898-107
DateJul 15, 2021
Book Page9898/107
Instrument14459
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueAug 1, 2041

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address400 SARGENT ST, WARWICK, RI 02888-3226
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9978-268
DateOct 14, 2021
Book Page9978/268
Instrument20725
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address400 SARGENT ST, WARWICK, RI 02888-3226
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9407-334
DateDec 2, 2019
Book Page9407/334
Instrument16967
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term193 Months
DueJan 1, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address400 SARGENT ST, WARWICK, RI 02888-3226
Document Number9007-313
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 SARGENT ST WARWICK RI 028883226, WARWICK, RI 02888-3226

Mortgage

Document Number9007-313
DateMar 2, 2018
Book Page009007/000313
Instrument2810
Lender
NameNAVIGANT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 400 Sargent St was $5,424.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,424.00$427,100 Land $105,500 Building $321,600
2024$420,470
2023$5,174.00 (+3.03%)$364,600 (+35.99%) Land $91,700 Building $272,900
2022$5,022.00$268,100 Land $61,400 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Sargent St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1982–2023)
Claims Outside the SFHA7 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 400 Sargent St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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