400 San Nicolas Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 400 San Nicolas Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,539 sqft · built 2001
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Sep 2016)
Tax Bill	$5,539 (2025)
Deeds & Mortgages	May 2026 Line of Credit May 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`175931-0840`

Property Details

APN / Parcel Number

Primary APN	`175931-0840`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,539 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished Screened Porch
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	1,272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	400 SAN NICOLAS WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-7733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/12-20 OCEAN PALMS PHASE 2 LOT 84 OR4263/742
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	OCEAN PALMS PHASE 2
Legal Phase	2
Legal Block	2
Legal Lot Number	84
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2008
Census Tract	21404

Owner

400 San Nicolas Way is owned and occupied by an individual who bought it in September 2016.

Source: St. Johns County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	400 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA
May 4, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2016 · Amount on File
Deed Sale	Sep 28, 2016 · Amount on File
Prior Sale	Dec 10, 2003 · Amount on File
Deed Document Number	201663853
Deed Book / Page	4263 / 742
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	400 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7733
Document Number	0000037773
Book / Page	6356 / 170
Instrument Date	Apr 24, 2026
Instrument	2026.37773
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7733

Mortgage

Document Number	0000037773,
Date	May 4, 2026
Book Page	6356/170
Instrument	2026.37773

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2026
Property Address	400 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7733
Document Number	0063560170
Book / Page	6356 / 170
Instrument Date	Apr 24, 2026
Instrument	202637773
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SAN NICOLAS WAY, SAINT AUGUSTINE, FL 32080-7733

Mortgage

Document Number	0000037773,
Date	May 4, 2026
Book Page	6356/170
Instrument	202637773

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 400 San Nicolas Way was $5,539 with exemptions applied, up 12.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,236 (+2.7%)	$636,588 (-4.92%) Land $160,000 Building $476,588
2025	$5,539.00 (+12.08%) Homeowner's exemption Widower's exemption	$428,662	$669,543 Land $160,000 Building $509,543
2024	$4,942.00 (+0.67%)
2023	$4,909.00 (+2.74%) Homeowner's exemption	$404,448 (+3%)	$618,655 (-0.09%) Land $160,000 Building $458,655
2022	$4,778.00 Homeowner's exemption	$392,668	$619,211 Land $156,800 Building $462,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 San Nicolas Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 San Nicolas Way is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on San Nicolas Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures