400 Saddletop Ct, Raleigh, NC 27606 Property Records

Wake County property record for 400 Saddletop Ct, Raleigh, NC 27606

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,280 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (May 2019)
Tax Bill	$7,333 (2023)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0772.04-73-3671 0446541`

Property Details

APN / Parcel Number

Primary APN	`0772.04-73-3671 0446541`
Alternative APN	`0446541`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,280 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,682 sqft (0.36 acres)
Garage Area	76 sqft
Porch	Porch
Porch Area	306 sqft
Deck Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0446541
Street Address	400 SADDLETOP CT
City	RALEIGH
State	NC
Zip	27606-7421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12CU
Legal Description	LO86 PRITCHETT FARM PH2 BM2017-01012
Legal Subdivision	PRITCHETT FARM
Legal Phase	2
Legal Lot Number	86
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	1
Census Block	1004
Census Tract	53007

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 3, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Nov 25, 2019	Grant Deed, Transfer NOT AVAILABLE
May 30, 2019	Warranty Deed, Transfer WELLS FARGO BK
Jun 18, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on Record
Deed Sale	May 30, 2019 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	0174571515
Deed Book / Page	17457 / 1515
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018002/727
Date	Aug 4, 2020
Book Page	18002/727

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018531/438
Date	Jun 1, 2021
Book Page	18531/438

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421

Mortgage

Document Number	18825/1490
Date	Dec 3, 2021
Book Page	18825/1490

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAKE NC
Recording Date	Nov 25, 2019
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Document Number	176621628
Book / Page	017662 / 001628
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2108 CLARK AVE RALEIGH NC 276051606, RALEIGH, NC 27605-1606

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 30, 2019
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Document Number	174571515
Book / Page	017457 / 001515
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	400 SADDLETOP CT RALEIGH NC 276067421, RALEIGH, NC 27606-7421

Mortgage

Document Number	174571517
Date	May 30, 2019
Book Page	017457/001517

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jun 18, 2018
Property Address	400 SADDLETOP CT, RALEIGH, NC 27606-7421
Document Number	171581154
Book / Page	017158 / 001154
Instrument Date	Jun 18, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	400 SADDKETOP CT RALEIGH NC 27606, RALEIGH, NC 27606

Mortgage

Document Number	171581156
Date	Jun 18, 2018
Book Page	017158/001156

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,333.00	$729,858 Land $120,000 Building $609,858	$729,858 Land $120,000 Building $609,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1985–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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