400 S White St, Athens, TN 37303 Property Records

McMinn County property record for 400 S White St, Athens, TN 37303

Property Summary

Property Type	Commercial
Details	1.5 ba · 2,400 sqft · built 1968
Lot Size	0.68 acres (29,621 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jul 2016)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054065 14001`

Property Details

APN / Parcel Number

Primary APN	`054065 14001`
Alternative APNs	`065 14001 00003065` `065 14001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,400 sqft Building Perimeter

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1993
Lot Area	29,621 sqft (0.68 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	400 S WHITE ST
City	ATHENS
State	TN
Zip	37303-4756
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	DISTRICT: 03 03 063 063 00212 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2026
Census Tract	970402

Owner

400 S White St, a commercial property, is owned by a company that acquired it in August 2026.

Source: McMinn County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	2412 GEORGETOWN RD NW, CLEVELAND, TN 37311-3543
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2022	Deed of Trust, Mortgage ANDREW JOHNSON BANK
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ANDREW JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016 · Amount on File
Deed Sale	Jul 13, 2016 · Amount on File
Prior Sale	May 6, 2002 · Amount on File
Deed Document Number	2016182609
Deed Book / Page	20U / 271
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000278543
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Sep 30, 2026
Property Address	400 S WHITE ST, ATHENS, TN 37303-4756
Document Number	0000278543
Book / Page	14 / 2669
Instrument Date	Aug 21, 2026
Instrument	2026278543
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2412 GEORGETOWN RD NW, CLEVELAND, TN 37311-3543

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	400 S WHITE ST, ATHENS, TN 37303-4756
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001288538
Date	Jul 20, 2022
Book Page	1288/538
Instrument	238328

Lender

Name	ANDREW JOHNSON BANK
Type	Bank
Address	CLEVELAND, TN 37312

Agreement

Amount	Amount on Record
Term	239 Months
Due	Jun 15, 2042

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	400 S WHITE ST, ATHENS, TN 37303-4756
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001132185
Date	Dec 7, 2017
Book Page	1132/185
Instrument	194106

Lender

Name	ANDREW JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 400 S White St was $2,468.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00	$118,040 (-) Land $18,240 Building $99,800
2024	$2,468.00	$118,040 (-) Land $18,240 Building $99,800
2023	$2,468.00 (-13.98%)	$118,040 (+19.09%) Land $18,240 Building $99,800	$295,100 (+19.09%) Land $45,600 Building $249,500
2022	$2,869.00	$99,120 Land $18,240 Building $80,880	$247,800 Land $45,600 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 S White St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	20 (1984–2003)
Claims Outside the SFHA	4 of 20
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 7 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 S White St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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