Clark County property record for 400 S Union St, Loyal, WI 54446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $68,000 (Mar 2018) |
| Tax Bill | $2,193 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246.0588.000 |
| Primary APN | 246.0588.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Account Number | 234000 |
|---|---|
| Street Address | 400 S UNION ST |
| City | LOYAL |
| State | WI |
| Zip | 54446-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 KRAHN-SCHROEDER SUBDIV C ITY OF LOYAL |
| Legal Subdivision | KRAHN-SCHROEDER SUBDIV |
| Legal Lot Number | 7 |
| Jurisdiction | CLARK WI |
| Township / Civil Division | LOYAL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950500 |
Source: Clark County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Nov 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL CORP |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD |
| Mar 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on Record |
| Deed Sale | Mar 1, 2018 · Amount on Record |
| Deed Document Number | 623326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WI |
| Property Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000654187 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 654187 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WI |
| Property Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 646792 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 646792 |
| Name | AMERICAN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK WI |
| Property Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 637261 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 637261 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK WI |
| Recording Date | Mar 1, 2018 |
| Property Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Document Number | 0000623326 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 623326 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | MIDWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 S UNION ST, LOYAL, WI 54446-9506 |
| Document Number | 0000623327 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 623327 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 623328 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 623328 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Clark County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Clark County |
| Municipality | Loyal City |
| Unified School District | Loyal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,193.00 (+5.48%) Homeowner's exemption | $95,500 (-) Land $7,400 Building $88,100 | $132,300 (+19.19%) |
| 2023 | $2,079.00 Homeowner's exemption | $95,500 Land $7,400 Building $88,100 | $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1978–1980) |
| Most Recent Claim | Sep 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOYAL WATERWORKS serves 1,308 people · EPA ID WI6100329 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Country Wireless Fixed Wireless | 100 / 100 |
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