400 S Spring St, Fulton, MS 38843 Property Records

Itawamba County property record for 400 S Spring St, Fulton, MS 38843

Property Summary

Property TypeRestaurant
Details1 ba · 2,520 sqft · built 1984
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Tax Bill$2,116 (2025)
Deeds & MortgagesJun 2018 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN087-3025-002.00

Property Details

APN / Parcel Number

Primary APN087-3025-002.00
Alternative APN
  • 3842

Interior

Full Baths1 Bath
Building Area2,520 sqft Adjusted Area
1st Floor Area2,520 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Roof TypeGable
Roof MaterialMetal
Lot Area17,424 sqft (0.4 acres)

Exterior Amenities

Deck Area277 sqft
Shed1 Shed
Shed Area899 sqft
Utility Building960 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address400 S SPRING ST
CityFULTON
StateMS
Zip38843-1708
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionPT BLK 8 OUTSIDE DONATION; PT SW4 OUTSIDE DONATION PT BLK 8
Legal Range08E
Legal Township09S
Legal Section25
Legal SubdivisionNA
Legal Block8
JurisdictionITAWAMBA MS
Township / Civil Division4
Census Block Group2
Census Block2047
Census Tract950300

Owner

Source: Itawamba County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3660 BALLARDSVILLE RD, TUPELO, MS 38804-9500
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2018Deed of Trust, Mortgage
FIRST AMERICAN NATIONAL BANK
Jan 2, 2018Deed of Trust, Mortgage
FIRST AMERICAN NATIONAL BANK
Mar 29, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST AMERICAN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address400 S SPRING ST, FULTON, MS 38843-1708
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W MAIN ST, FULTON, MS 38843-1897

Mortgage

Document Number2018181946
DateJun 4, 2018
Instrument2018181946
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term59 Months
DueMay 16, 2023

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address400 S SPRING ST, FULTON, MS 38843-1708
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W MAIN ST, FULTON, MS 38843-1897

Mortgage

Document Number2018180005
DateJan 2, 2018
Instrument2018180005
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
Agreement
AmountAmount Recorded
Term59 Months
DueDec 21, 2022

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionITAWAMBA MS
Property Address400 S SPRING ST, FULTON, MS 38843-1708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number171033
DateMar 29, 2017
Instrument171033
Lender
NameFIRST AMERICAN NATIONAL BANK
TypeBank
AddressIUKA, MS 38852
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Itawamba County assessment roll, as of February 24, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyItawamba County
MunicipalityFulton City
Unified School DistrictItawamba County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,116.00 (+24.84%)$12,690 (-3.05%)$84,600 (-3.05%) Land $10,040 Building $74,560
2023$13,089 (-0.02%)$87,260 (-0.01%) Land $10,040 Building $77,220
2022$1,695.00$13,091$87,270 Land $10,040 Building $77,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOOREVILLE-RICHMOND W/A #2
public/private · serves 3,200 people · EPA ID MS0410032
Water SourceGroundwater
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: Fulton Telephone Company, T-Mobile, Tombigbee Fiber, Verizon.

Nearby Properties on S Spring St

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