Fulton County and Johnstown City property record for 400 S Melcher St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,864 sqft · built 1883 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $508,000 (Jun 2026) |
| Tax Bill | $7,253 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| APN | 170800 174.11-10-20 |
| Primary APN | 170800 174.11-10-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,864 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| 2nd Floor Area | 1,832 sqft |
| Upper Floors Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 135 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Patio Area | 504 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 400 S MELCHER ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 10 |
| Legal Lot Number | 20.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 971300 |
400 S Melcher St is owned by an individual who bought it in June 2026.
Source: Fulton County and Johnstown City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CHERRY ST, COHOES, NY 12047-2307 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on File |
| Deed Sale | Jun 9, 2026 · Amount on File |
| Deed Document Number | 202697097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jun 9, 2026 |
| Property Address | 400 S MELCHER ST, JOHNSTOWN, NY 12095-2923 |
| Document Number | 0000097097 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202697097 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 CHERRY ST, COHOES, NY 12047-2307 |
| Date | Jun 9, 2026 |
|---|
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 400 S Melcher St was $7,253, down 31.5% from the year before.
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,253.00 (-31.49%) | ||
| 2025 | $10,587.00 | $230,000 Land $23,600 Building $206,400 | $370,968 Land $38,065 Building $332,903 |
| 2023 | $230,000 Land $23,600 Building $206,400 | $306,667 Land $31,467 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 400 S Melcher St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 400 S Melcher St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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