St. Joseph County property record for 400 S Main St, Three Rivers, MI 49093
| Property Type | Commercial |
|---|---|
| Details | 1,022 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $670 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-029-00 |
| Primary APN | 051-245-029-00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,022 sqft Total Area |
| Fire Resistance | Wood or Wood & Steel Frame |
|---|---|
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 60 ft deep x 150 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 400 S MAIN ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1628 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B-2 |
| Legal Description | COM NE COR BLK 7 VIL OF LOCKPORT TH E ALG S R/W LN MECHANIC ST 9 FT TH S 101.5 FT TH E 51 FT TH S ALG E R/W LN FIFTH ST 32.25 |
| Legal Subdivision | VILLAGE OF LOCKPORT CITY OF TH |
| Legal Block | 7 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40200 |
400 S Main St, a commercial property, is owned by two individuals who acquired it in December 1998.
Source: St. Joseph County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 MECHANIC ST, THREE RIVERS, MI 49093-1638 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1998 |
| Deed Sale | Dec 30, 1998 |
| Prior Sale | Jul 10, 1998 |
| Deed Book / Page | 881 / 755 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 400 S Main St was $670.
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,500 | $53,000 | |
| 2025 | $670.00 | ||
| 2023 | $18,600 Land $10,100 Building $8,500 | $37,200 Land $20,200 Building $17,000 | |
| 2022 | $945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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