Bastrop County property record for 400 S Main St, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,909 sqft · built 2007 |
| Lot Size | 0.145 acres (6,299 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Nov 2014) |
| Tax Bill | $6,676 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R11496 |
| Primary APN | R11496 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,909 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,909 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 6,299 sqft (0.145 acres) |
| Lot Dimensions | 90 ft deep x 35 ft wide |
| Porch | Covered Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 52 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 400 S MAIN ST |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAVERLAND, LOT 3 |
| Legal Subdivision | HAVERLAND |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 950202 |
400 S Main St is owned by an individual who bought it in November 2014.
Source: Bastrop County records, as of May 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 791 N COUNTY LINE RD, ELGIN, TX 78621-6431 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2014 · Amount on File |
| Deed Sale | Nov 5, 2014 · Amount on File |
| Prior Sale | Jul 24, 2009 · Amount on File |
| Deed Document Number | 201413690 |
| Deed Book / Page | 2362 / 666 |
| Prior Transfer Date | Sep 21, 2007 |
| Prior Transfer Doc | 001778/850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 400 S MAIN ST, ELGIN, TX 78621-2946 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202009312 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 202009312 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 400 S Main St was $6,676, up 3.2% from the year before.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,676.00 (+3.22%) | $269,789 Land $122,196 Building $147,593 | $269,789 Land $122,196 Building $147,593 |
| 2024 | $6,468.00 | ||
| 2023 | $285,604 Land $118,827 Building $166,777 | $285,604 Land $118,827 Building $166,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 400 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 400 S Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELGIN serves 13,188 people · EPA ID TX0110002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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