Richmond City property record for 400 S Laurel St, Richmond, VA 23220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,467 sqft · built 1900 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | Individual Name on File |
| Last Sale | $412,000 (Dec 2018) |
| Tax Bill | $6,996 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2018 Sale & Mortgage |
| APN | W-000-0167-008 |
| Primary APN | W-000-0167-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,467 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 4,051 sqft (0.093 acres) |
| Lot Dimensions | 135 ft deep x 30 ft wide |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 400 S LAUREL ST |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-6233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 SINGLE |
| Legal Description | 0030.00X0135.42 0000.000 |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 41200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oregon Hill Historic District listed 1991 · 518 contributing resources · NRIS 91000022 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
400 S Laurel St is owned and occupied by an individual who acquired it in June 2024.
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 S LAUREL ST, RICHMOND, VA 23220-6233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on File |
| Deed Sale | Dec 14, 2018 · Amount on File |
| Prior Sale | Dec 9, 2005 · Amount on File |
| Deed Document Number | 201825431 |
| Last Transfer Date | Jun 11, 2024 |
| Transfer Doc | 0000011078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 400 S LAUREL ST, RICHMOND, VA 23220-6233 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016044 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 190016044 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Recording Date | Dec 14, 2018 |
| Property Address | 400 S LAUREL ST, RICHMOND, VA 23220-6233 |
| Document Number | 0000025431 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 180025431 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 S LAUREL ST, RICHMOND, VA 23220-6233 |
| Document Number | 0000025432 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 180025432 |
| Name | FIDELITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 400 S Laurel St was $6,996, up 4.7% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,996.00 (+4.67%) | $583,000 Land $175,000 Building $408,000 | $583,000 Land $175,000 Building $408,000 |
| 2025 | $6,684.00 | ||
| 2024 | $533,000 Land $160,000 Building $373,000 | ||
| 2023 | $533,000 Land $160,000 Building $373,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 400 S Laurel St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 400 S Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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