400 S Elm, Afton, OK 74331 Property Records

Ottawa County property record for 400 S Elm, Afton, OK 74331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,741 sqft · built 1994
Lot Size	0.469 acres (20,473 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Nov 2020)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Nov 2023 Transfer May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-33-026-022-0-014-00`

Property Details

APN / Parcel Number

Primary APN	`0000-33-026-022-0-014-00`
Alternative APN	`827`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,741 sqft Living Area
1st Floor Area	2,741 sqft

Exterior

Year Built	Built 1994
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	368 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	827
Street Address	400 S ELM
City	AFTON
State	OK
Zip	74331-8935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR E2 NE SW, COM S COR LT4 BLK 78 AFTON, S27.258' TO POB, N87D29'6" E 133.716', S6D00'59" E 139.85', S88D35'13" W 148.29', N1
Legal Range	22
Legal Township	26
Legal Section	33
Legal Subdivision	TOWN/AFTON
Legal Block	78
Legal Lot Number	4
Jurisdiction	OTTAWA OK
Township / Civil Division	AFTON-FAIRLAND
Census Block Group	2
Census Block	2091
Census Tract	574800

Owner

Source: Ottawa County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 943, VINITA, OK 74301-0943
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Intrafamily Transfer, Transfer
May 5, 2020	Deed of Trust, Mortgage · Line of Credit BAXTER STATE BANK
Nov 2, 2020	Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	001120/782
Deed Book / Page	1120 / 782
Last Transfer Date	Nov 3, 2023
Transfer Doc	001193/509
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	Nov 3, 2023
Property Address	400 S ELM, AFTON, OK 74331-8935
Document Number	001193/509
Book / Page	1193 / 509
Instrument Date	Nov 1, 2023
Instrument	I-2023-004996
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 943, VINITA, OK 74301-0943

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	400 S ELM, AFTON, OK 74331-8935
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001109/645
Date	May 5, 2020
Book Page	1109/645
Instrument	2020-001837

Lender

Name	BAXTER STATE BANK
Type	Bank
Address	BAXTER SPRINGS, KS 66713

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 1, 2040

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 2, 2020
Property Address	400 S ELM, AFTON, OK 74331-8935
Document Number	001120/782
Book / Page	1120 / 782
Instrument Date	Oct 29, 2020
Instrument	2020-004719
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1249 N HERITAGE AVE, FAYETTEVILLE, AR 72704-5558

Mortgage

Document Number	2020004720
Date	Nov 2, 2020
Instrument	2020-004720

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Afton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,771.00 (+0.85%)	$22,804 (-4.75%) Land $1,185 Building $21,619	$200,028 (-4.96%) Land $10,391 Building $189,637
2024	$1,756.00 (-1.35%)	$23,940 (+5%) Land $1,157 Building $22,783	$210,467 (+5.23%) Land $10,391 Building $200,076
2023	$1,780.00 (+28.61%)	$22,800 (+17.72%) Land $563 Building $22,237	$200,000 (+17.72%) Land $4,940 Building $195,060
2022	$1,384.00	$19,368 Land $563 Building $18,805	$169,900 Land $4,940 Building $164,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2011–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AFTON PWA serves 1,428 people · EPA ID OK1021696
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Atlink Services.

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